High Net Worth Account Executive - Personal Lines

Job Description

High Net Worth Account Executive – Personal Lines

Job Summary

Seeking an experienced High Net Worth Account Executive – Personal Lines to manage and service a sophisticated portfolio of affluent and high-net-worth clients. This role requires extensive experience handling complex personal insurance programs while delivering concierge-level service and maintaining strong carrier relationships.

The ideal candidate will possess strong technical coverage knowledge, experience working with premier high-net-worth insurance carriers, and the ability to independently manage all aspects of client service, renewals, marketing, and account retention.

Responsibilities

• Manage a portfolio of high-net-worth personal lines accounts.
• Serve as the primary point of contact for affluent clients, family offices, and trusted advisors.
• Review coverage needs and identify gaps, exposures, and opportunities for account rounding and enhancement.
• Coordinate policy renewals, remarketing efforts, endorsements, billing inquiries, and claims advocacy.
• Prepare professional insurance proposals, coverage comparisons, and renewal presentations.
• Market accounts to appropriate carriers and negotiate competitive coverage and pricing solutions.
• Maintain strong relationships with underwriting partners and carrier representatives.
• Ensure all client interactions and account activity are accurately documented within the agency management system.
• Deliver exceptional customer service while maintaining strong client retention.
• Stay current on carrier appetite changes, coverage enhancements, and industry trends affecting high-net-worth clients.
• Collaborate with producers and agency leadership to support new business opportunities and account growth.
  
  

Qualifications/Requirements

• Minimum of 5 years of Personal Lines insurance experience, with a strong focus on high-net-worth clientele.
• Extensive knowledge of complex personal insurance programs, including:
• High-value homes
• Luxury and collector automobiles
• Valuable articles and collections
• Excess liability/umbrella coverage
• Secondary residences
• Watercraft and specialty exposures
• Experience with:
• AMS360
• Microsoft Excel
• Experience working with premier high-net-worth insurance carriers.
• Strong understanding of coverage analysis, policy forms, underwriting guidelines, and carrier appetite.
• Excellent verbal and written communication skills.
• Ability to prioritize, organize, and manage multiple accounts in a fast-paced environment.
• Holds an active P&C (Property and Casualty) insurance license.
  

Compensation Package

• Salary Range: $80,000 – $110,000 annually, depending on experience.
• Competitive benefits package, paid time off, professional development opportunities, etc.
  
  

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.