What are the responsibilities and job description for the Commercial Banker position at The Agency?
Ag/Commercial Banker
Position Overview
A growing community-focused financial institution is looking for an experienced Ag/Commercial Banker to join their team. This is an excellent opportunity for a relationship-driven lender to step into an established market and take over an existing approximately $100MM loan portfolio.
The banker will serve customers throughout the surrounding communities, with responsibility for managing and growing the existing portfolio while developing new relationships in the market. The bank is looking for someone who understands agricultural and commercial lending, is active in the community, and can build strong, long-term customer relationships.
Key Responsibilities
- Take over and manage an established approximately $100MM Ag/Commercial loan portfolio
- Develop and maintain strong relationships with agricultural and commercial customers
- Identify opportunities for new lending and overall portfolio growth
- Evaluate credit requests, structure loans, and manage portfolio quality
- Generate new business through community involvement, referrals, and direct market development
- Work closely with bank leadership and credit administration
- Serve customers throughout surrounding communities
- Maintain a strong focus on asset quality, compliance, and sound lending practices
- Represent the bank positively within the local communities
Required Qualifications
- Approximately 2-3 years of banking/lending experience
- Background in Agricultural and Commercial Lending
- Strong credit analysis and loan structuring skills
- Proven ability to manage and grow a commercial/agricultural loan portfolio
- Strong relationship-building and business development skills
- Ability to work independently and take ownership of an established market
- Active interest in and connection to the local agricultural and business communities
Compensation & Benefits
- Base salary up to $150,000, depending on experience and background
- 10–20% year-end bonus opportunity
- Medical, dental, and vision insurance
- ESOP participation with a significant employer contribution
- Company pays approximately 20% of base salary to the ESOP
- Opportunity for an additional return on the ESOP contribution
- Strong opportunity to take ownership of an established market and grow the portfolio
Salary : $150,000