What are the responsibilities and job description for the Credit Specialist position at Talent ACQ?
Senior Credit Administrator
Summary / Objective
The Senior Credit Administrator is responsible for assessing the creditworthiness and financial stability of both prospective and existing customers. This role manages the company’s credit portfolio to minimize outstanding accounts receivable and bad debt exposure while ensuring efficient, high-quality credit operations and customer service.
Essential Functions
- Monitor and manage Days Sales Outstanding (DSO) and ensure timely collection of finance charges.
- Oversee all company credit accounts, evaluating and maintaining customer creditworthiness on an ongoing basis.
- Review and approve credit applications up to $50,000, including performing credit reference checks, validating data accuracy, and issuing approval or denial communications.
- Establish and maintain new customer accounts with appropriate credit limits and terms.
- Continuously monitor credit exposure and proactively communicate with customers to prevent overextension.
- Generate and distribute credit hold reports to Customer Service, Sales, and the CFO as needed.
- Partner with Sales and Customer Service to resolve payment issues and provide insight into customer payment history and trends.
- Investigate and resolve credit discrepancies; process account adjustments or corrective actions promptly.
- Serve as the company representative in collection proceedings, providing documentation or testimony when required.
- Maintain professional relationships with the National Association of Credit Management and represent the company within the credit and finance community as needed.
Qualifications
- Bachelor’s degree in Accounting, Finance, or related field preferred.
- 5 years of credit, collections, or financial risk management experience.
- Strong understanding of credit analysis, financial statements, and collection law.
- Excellent communication, negotiation, and analytical skills.
- Proficiency with Microsoft Office and ERP/accounting systems.
- Ability to maintain professionalism and diplomacy while resolving credit or payment issues.
Salary : $65,000 - $75,000