What are the responsibilities and job description for the Vice President of Credit position at Storm2?
Vice President of Credit
Location: New York (Hybrid)
The Company
Our client is a high-growth fintech founded in 2022 that provides SMBs with industry-specific financial products including commercial cards, banking, bill pay, cash management, expense management, and financial insights. The business partners with trade associations and vertical-focused industries to deliver tailored financial solutions to underserved small businesses.
The Role
We're seeking a VP of Credit to lead and scale the entire credit function during a period of rapid growth.
You'll own credit strategy, underwriting, portfolio management, credit policy, and risk performance, while building and leading a high-performing team. This is a highly visible leadership role with direct influence on company growth, product development, and overall business strategy.
Responsibilities
- Own the end-to-end credit function.
- Develop and evolve underwriting and credit policies.
- Build, mentor, and scale the credit team.
- Manage portfolio performance, loss rates, and risk metrics.
- Partner with Product, Finance, Data, and Executive Leadership.
- Support the launch and expansion of credit products.
- Present credit performance and strategy to senior stakeholders.
Requirements
- 10 years of credit experience within fintech, specialty finance, or commercial lending.
- Proven leadership experience managing and scaling teams.
- Deep expertise in SMB, commercial, working capital, or card lending.
- Strong underwriting, portfolio management, and credit policy experience.
- Ability to thrive in a fast-paced, high-growth environment.
Why Join?
- Own the credit strategy for a rapidly scaling fintech.
- Build a team from the ground up.
- Significant executive visibility and influence.
- Competitive compensation, bonus, and equity.
Salary : $275,000 - $300,000