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Personal Lines Underwriter/Broker

SeaCoast Underwriters, Inc. is now Risk Placement Services
Lexington, KY Full Time
POSTED ON 10/7/2025
AVAILABLE BEFORE 11/5/2025
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  • Lexington, Kentucky
  • Sales/Production
  • 37762
  • Regularly Scheduled in the Office

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Job Description

Introduction

At Risk Placement Services, we're more than just a team – we thrive on collaboration, creativity, and tackling challenges head-on. Our culture fosters an environment where every idea counts, and every individual's contribution matters. Step into a world of excitement and innovation as we work with top-rated carriers to design robust coverage for our clients. Unleash your potential and join our spirited team, where you'll have the freedom to explore and the support to grow.

We believe that every candidate brings something special to the table, including you! So, even if you feel that you’re close but not an exact match, we encourage you to apply.

Overview

Risk Placement Services (RPS) is seeking a skilled and motivated Personal Lines Underwriter/Broker. This remote position requires a dynamic individual with strong analytical and decision-making skills to manage a busy desk effectively.. The underwriter will handle both new business and renewals within their assigned territory and will be responsible for developing and maintaining strong relationships with agents and brokers to ensure timely and efficient service.

How You'll Make An Impact

  • Underwrite and manage a portfolio of PL accounts.
  • Analyze and assess risk to make informed underwriting decisions that align with company guidelines and profitability targets.
  • Develop and maintain strong relationships with agents and brokers to facilitate effective communication and timely service delivery.
  • Handle both new business and renewal underwriting for assigned territory, ensuring a high level of customer satisfaction.
  • Utilize analytical skills to evaluate risk exposures and determine appropriate pricing and coverage terms.
  • Manage a busy desk efficiently, prioritizing tasks to meet deadlines and achieve business objectives.
  • Monitor and manage a portfolio of accounts to ensure profitability and compliance with underwriting guidelines.
  • Provide training and mentorship to junior underwriters or underwriting assistants, sharing knowledge and best practices.
  • Participate in professional development opportunities to stay current with industry developments and enhance underwriting skills.
  • Collaborate with internal teams to develop and implement underwriting strategies and initiatives.
  • Maintain proficiency in Microsoft Excel, PowerPoint, Teams, and Word; experience with ImageRight is a plus.

About You

  • Bachelor’s degree in a related field or a minimum of 3 years of relevant underwriting experience.
  • Strong analytical and decision-making skills with the ability to assess complex risk exposures.
  • Excellent communication and relationship-building skills.
  • Ability to work independently in a remote setting while managing multiple priorities.
  • Proficiency in Microsoft Excel, PowerPoint, and Word; familiarity with ImageRight is advantageous.
  • Willingness to travel as needed to meet business requirements.

Compensation And Benefits

On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Below are the minimum core benefits you’ll get, depending on your job level these benefits may improve:

  • Medical/dental/vision plans, which start from day one!
  • Life and accident insurance
  • 401(K) and Roth options
  • Tax-advantaged accounts (HSA, FSA)
  • Educational expense reimbursement
  • Paid parental leave

Other Benefits Include

  • Digital mental health services (Talkspace)
  • Flexible work hours (availability varies by office and job function)
  • Training programs
  • Gallagher Thrive program – elevating your health through challenges, workshops and digital fitness programs for your overall wellbeing
  • Charitable matching gift program
  • And more...

We value inclusion and diversity

Click Here to review our U.S. Eligibility Requirements and Pay Disclosure Statement

Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of our organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work.

Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities. We see inclusion as a conscious commitment and diversity as a vital strength. By embracing diversity in all its forms, we live out The Gallagher Way to its fullest.

Gallagher believes that all persons are entitled to equal employment opportunity and prohibits any form of discrimination by its managers, employees, vendors or customers based on race, color, religion, creed, gender (including pregnancy status), sexual orientation, gender identity (which includes transgender and other gender non-conforming individuals), gender expression, hair expression, marital status, parental status, age, national origin, ancestry, disability, medical condition, genetic information, veteran or military status, citizenship status, or any other characteristic protected (herein referred to as “protected characteristics”) by applicable federal, state, or local laws.

Equal employment opportunity will be extended in all aspects of the employer-employee relationship, including, but not limited to, recruitment, hiring, training, promotion, transfer, demotion, compensation, benefits, layoff, and termination. In addition, Gallagher will make reasonable accommodations to known physical or mental limitations of an otherwise qualified person with a disability, unless the accommodation would impose an undue hardship on the operation of our business.

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