What are the responsibilities and job description for the Commercial Auto Underwriter position at Safepoint MGA, LLC?
Job Summary
Reviews applications, inspections, and requests for cancellation, reinstatements, and endorsements for Commercial Auto policies to determine eligibility within Company guidelines. Communicate with external brokers for underwriting follow up and education.
Duties and responsibilities
- Review new business submissions and key risk factors for Commercial Auto, such as driver history, vehicle usage, and operational exposures, to determine acceptability and pricing
- Respond to requests for cancellations, reinstatements, endorsements, inspections, and renewals
- Maintain courteous and professional communication with external brokers to obtain additional information, respond to escalated requests, and provide accurate information about the company’s risk selection and pricing guidelines
- Assist in developing programs, coverages, rates, and forms
- Research risk and accurately record information into policy administration systems
- Other tasks and projects may be assigned
Essential Functions
- Ability to think critically, assess risk, and make informed decisions
- Ability to communicate clearly, verbally and in writing
- Ability to provide feedback on submissions and documentation needed to make applications or endorsements acceptable to the Company
- Ability to analyze data and perform mathematical calculations
- Ability to use company systems, including Windows, Excel, PowerPoint, and any other company automated system as designated
Qualifications
- 5 – 7 years of Commercial Auto underwriting experience for a P&C carrier
- Bachelor’s degree, or equivalent work experience preferred
- Chartered Property Casualty Underwriter (CPCU) or other certifications in insurance underwriting preferred
- Comprehensive knowledge of Commercial Auto products and underwriting process, including the ability to analyze and make decisions within Company guidelines
- Strong familiarity with insurance regulations, forms and marketplace in most states.
- Excellent communication and organizational skills
- Advanced computer skills and strong systems knowledge
- Strong writing skills
Physical requirements
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to sit; stand; walk; use hands and fingers to handle or feel; and reach with hands and arms
Working conditions
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, internet- and imaged documents and workflows.
Safepoint MGA, LLC does not offer immigration sponsorship or support for this role. This includes serving as the immigration employer of record or providing documentation or assistance for work authorization processes now or in the future, including H-1B, OPT, STEM OPT, CPT, J-1, etc.
Compensation and Benefits
We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:
- Market Competitive Wages
- Prof. Development and Educational Assistance Programs
- Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
- Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
- Company Paid Holidays
- Health Insurance
- Dental Insurance
- Vison Insurance
- Short and Long Term Disability Insurance
- Flexible Spending Accounts with Company Contribution
- Health Savings Accounts with Company Contribution
- Employee Life and AD&D Insurance
- Dependent Life and AD&D Insurance
- Company paid AAA Membership
- Company paid Identity Theft Protection
- Other Ancillary Insurance Benefit Programs
- And more…
Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.