What are the responsibilities and job description for the Personal Lines Underwriter position at Safepoint MGA, LLC?
Safepoint Insurance is a Property & Casualty insurance carrier headquartered in Tampa, FL seeking experienced Personal Lines Underwriters for our Metairie, LA office!
Job Summary
Reviews applications, inspections, and endorsement requests to determine the eligibility of the property or request for coverage within the company guidelines.
Duties and responsibilities
- Reviews exterior inspection reports, new business submissions, risk alerts as well as follow up tasks on accounts needing additional underwriting review/action.
- Reviews requests for underwriter cancellation/nonrenewal action, reinstatement requests, and endorsements for acceptability.
- Interprets manuals and contracts for multiple lines of business in multiple states.
- Researches and correctly enters information into the company policy administration system.
- Communicates effectively internally and externally, escalating issues when warranted.
- Adheres to the established productivity and quality metrics established.
- Other tasks and projects may be assigned.
Essential Functions
- Assists internal service associates via telephone and e-mail with exception requests beyond their authority level.
- Assists agents via telephone and e-mail with new business exception requests.
- Provides feedback on submissions and documentation needed to make application or endorsement acceptable to the company.
- Ability to think critically and research information on risks
- Ability to obtain and maintain resident Property & Casualty insurance licensing, and reciprocal licenses in all 50 states in the continental United States
Qualifications
- 3-5 years of underwriting experience for a carrier in property and casualty homeowners insurance required
- LA P&C Individual Producer license and reciprocal licenses in all 50 states
- Thorough knowledge of the underwriting process and the analytics involved
- Excellent communication and organizational skills
- Advanced computer skills and strong systems knowledge
- College degree preferred
Licensing requirements
Please note that most organizations overseeing Property and Casualty licensure requirements, including the Florida Department of Financial Services, require individuals to answer background questions about criminal history and undergo fingerprinting as part of the licensing process. Obtaining applicable licensure is a requirement for this position.
Physical requirements
While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; walk; use hands to type, handle or feel; and reach with hands and arms.
Working conditions
This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, copiers, filing cabinets and fax machines.
Compensation and Benefits
We recognize that talented professionals are attracted to companies that provide a great place to work, combined with a comprehensive and competitive pay and benefits package, along with opportunities for personal growth and job advancement. For this reason we are pleased to provide:
- Market Competitive Wages
- Prof. Development and Educational Assistance Programs
- Safe Harbor 401K Plan with Immediate Vesting and an Automatic Company Contribution
- Paid Time-Off (Discretionary, PTO, Parental Leave, and others)
- Company Paid Holidays
- Health Insurance
- Dental Insurance
- Vison Insurance
- Short and Long Term Disability Insurance (company paid premiums)
- Flexible Spending Accounts with Company Contribution
- Health Savings Accounts with Company Contribution
- Employee Life and AD&D Insurance
- Dependent Life and AD&D Insurance
- AAA Membership (company paid)
- Identity Theft Protection (company paid)
- Other Ancillary Insurance Benefit Programs
- And more…
Safepoint Insurance is an equal employment opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, sexual orientation, national origin, citizenship, age or disability. We assure you that your opportunity for employment with Safepoint depends solely on your qualifications.