What are the responsibilities and job description for the Underwriter position at Ryan Miller & Associates Executive Search?
Job Title: Underwriter
Location: Irvine, CA
Overview:
We are seeking an experienced Underwriter with extensive expertise in compliance, regulatory requirements, and risk assessment across multiple business verticals. This role is ideal for a seasoned underwriter who can step in with minimal training and handle complex, high-volume underwriting needs as the organization scales.
The ideal candidate is confident, proactive, and capable of making independent underwriting decisions while ensuring all activities comply with applicable regulations. Experience with cryptocurrency or digital asset-related business models is a plus.
Key Responsibilities:
- Conduct thorough risk assessments and underwriting across a wide variety of business models and verticals.
- Apply in-depth knowledge of regulatory and compliance requirements to inform underwriting decisions.
- Evaluate financials, operational structures, and other relevant data to determine risk profiles and approval terms.
- Assess and underwrite businesses involving cryptocurrency or other digital assets while maintaining compliance standards.
- Stay current with evolving regulations and emerging risk trends.
- Collaborate with cross-functional teams to ensure accurate, timely, and compliant underwriting decisions.
- Operate independently, providing guidance on complex cases without requiring fundamental training in underwriting.
- Support scaling underwriting operations while maintaining a strong risk management framework.
Qualifications:
- 5 years of underwriting experience in a complex, regulated environment.
- Deep understanding of compliance, regulatory standards, and risk assessment practices.
- Experience evaluating emerging verticals or novel business models.
- Knowledge of cryptocurrency or digital asset-related risks is preferred.
- Strong analytical, decision-making, and independent judgment skills.
- Comfortable working in a high-volume, fast-paced environment.
- Excellent communication skills with the ability to articulate complex underwriting decisions.
