What are the responsibilities and job description for the Mortgage Loan Officer position at Royal Business Bank?
JOB SUMMARY
Responsible for soliciting, negotiating, underwriting and coordinating the closing of mortgage loans in compliance with the Bank’s lending policies and procedures; Develops business relationships with customers; Promotes business for the Bank. Complies with all regulations which apply within the scope of the position, including Bank Secrecy Act.
DUTIES
- Identify, develop and maintain a quality network of business relationships. Originate and generate new mortgage loans.
- Respond to customer inquiries and referrals that are generated from own contacts and from other business channels.
- Conduct interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advice customers of product/pricing policies and guidelines, and gather any additional required information.
- Provide complete loan applications to processing personnel.
- Ensure exceptional customer service by overseeing loan process from origination to close and providing on-going communication to customers and business partners.
- Coordinate and review loan documentation for loan closing.
- Assist manager in implementing business plan and marketing strategy to achieve the Bank’s financial objectives and CRA goals.
- Cross sell other bank products and services.
- Provides leadership, training and support to less experienced staff members in the department.
- Perform other duties as assigned.
QUALIFICATIONS
- EDUCATION: College degree preferred.
- EXPERIENCE: Minimum 3 years of experience in originating mortgage loans with a track record of business development.
SKILLS/ABILITIES
- Extensive knowledge of mortgage loan and government lending guidelines
- strong business development skills
- PC proficient in Word and Excel
- Excellent verbal and written communication skills
- Bilingual in Mandarin required.
$2,000 base salary/month plus commission
WHY WORK FOR US?
Since opening our first branch in Los Angeles in 2008, Royal Business Bank (RBB) has grown rapidly by adding branches in Southern California, Nevada, New York, New Jersey, Chicago, and Hawaii. We offer a comprehensive and innovative suite of banking services for individuals and businesses. We have great benefits that include, but not limited to:
- Medical insurance
- Vision insurance
- Dental insurance
- 401(k)
- Disability insurance
Royal Business Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our Privacy Policies (GLBA Privacy Notice, California Consumer Privacy Act and Online Privacy) at our website www.royalbusinessbankusa.com. Royal Business Bank is an Equal Employment Opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.
Salary : $2,000