Senior Underwriting Consultant

You desire impactful work.

You’re RGA ready

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

A Brief Overview

This individual underwrites Group Life, Accident and Disability reinsurance lines, with required underwriting responsibility across both Life and Disability and a strong emphasis on Disability, supports marketing efforts and delivers value-added services. Underwriting responsibilities will entail assisting business development efforts and thorough risk evaluation of facultative referral cases for the benefit of both the client and RGA. This individual’s consultative expertise will also be leveraged for value-added service innovation and implementation. Accountability is measured by profitability to RGA Re, completion within required time frames and client satisfaction.

What You Will Do

• Independently evaluates risk and underwrites for Group Life, Accident and Disability reinsurance products. Analyzes data, evaluates characteristics of reinsurance arrangements, applies relevant experience, and considers use of manual or alternative rates to the treaty. Ensures that RGA can administer the client’s proposed reinsurance. Develops and maintains relationships with clients and provides service.
• Client responsibilities Handles varied facets of larger more complex national accounts (generally defined as groups exceeding 1,000 lives), maintains relationships, handles facultative needs, service deliveries, reporting to and from clients, treaty maintenance, oversees correct premium and claims in tandem with account management staff.
• Contributes to Group Re profitability by analyzing/assessing assigned client profitability through experience and expense analysis and attention to assigned account performance.
• Conducts underwriting value added services for assigned and other accounts.
• Takes on more industry presence at meetings (ex. GUAA), assists on publishing and presenting topics, and as assigned leads services.
  
  

Qualifications

• Bachelor’s Degree in Arts/Sciences (BA/BS) or equivalent related work experience required
• 4 Years of Group Life, Accident or Disability reinsurance underwriting experience required or
• 6 Years direct Group Life, Accident or Disability underwriting experience required
• Marketing experience preferred
• Basic Word skills and Excel skills. required
• Competent ability to comprehend and interpret insurance and contract documents. required
• Advanced value judgment abilities. required
• Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis. required
• Advanced knowledge of law, accounting, and finance as applied to the evaluation of life reinsurance risks and of life insurance risks. required
• Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments. required
• Advance oral and written communication skills demonstrating ability to share and impart knowledge. Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines. required
• Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions. required
• Advanced level of investigative, analytical and problem solving skills.
• Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously.
• Ability to appropriately balance priorities, deadlines, and deliverables.
• Ability to work well within a team environment and participate in department/team projects.
• Ability to balance detail with departmental goals/objectives.
• Advanced ability to translate business needs and problems into viable/accepted solutions.
• Advanced level of skills in customer relationship management and change management.
• Ability to manage multiple projects or teams and set applicable goals.
• Advanced negotiating and persuasion skills.
• Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines.
• General business knowledge.
  
  

What you can expect from RGA

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
• Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
• Join the bright and creative minds of RGA, and experience vast, endless career potential.
  
  

We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.

Compensation Range

$89,310.00 - $134,870.00 Annual

Base pay varies depending on job-related knowledge, skills, experience and market location. In addition, RGA provides an annual bonus plan that includes all roles and some positions are eligible for participation in our long-term equity incentive plan. RGA also maintains a full range of health, retirement, and other employee benefits.

RGA is an equal opportunity employer. Qualified applicants will be considered without regard to race, color, age, gender identity or expression, sex, disability, veteran status, religion, national origin, or any other characteristic protected by applicable equal employment opportunity laws.