Senior Payment Consultant (Retail Payments & Telecom Billing)

Job Summary

We are seeking an experienced Payment Consultant with deep expertise in retail payments and telecom billing ecosystems.

The ideal candidate will act as a subject matter expert (SME), advising stakeholders on payment systems, integrations, modernization strategies, and regulatory compliance, while driving business and technology alignment.

Key Responsibilities

Payments Strategy & Advisory

• Advise stakeholders on payment ecosystems including:
  • Cards (credit/debit/prepaid)
  • ACH, wires, RTP
  • Digital wallets & cross-border payments
• Recommend modernization roadmaps for scalability, efficiency, and innovation
• Provide thought leadership on:
  • Payment trends
  • Open banking, embedded finance
  • Fraud prevention & regulatory changes (PCI DSS)

Telecom Billing & Integration

• Work on telecom billing systems:
  • Prepaid / Postpaid / Convergent billing
  • Charging, rating, mediation, invoicing
• Ensure seamless integration of payment platforms with:
  • BSS, CRM, ERP systems
• Support payment integrations across digital channels

Implementation & Delivery

• Support:
  • Payment platform implementations
  • System upgrades and integrations
• Collaborate with:
  • Engineering teams
  • Payment vendors / processors / fintech partners
• Facilitate:
  • Workshops
  • Requirement gathering
  • Solution assessments

Risk, Compliance & Optimization

• Identify and mitigate risks:
  • Fraud, operational, regulatory
• Ensure compliance with:
  • PCI DSS, data privacy, telecom regulations
• Optimize:
  • Payment success rates
  • Authorization flows
  • Reconciliation & settlement

Business & Financial Alignment

• Support:
  • Billing accuracy
  • Revenue assurance
  • Leakage prevention
• Collaborate with finance teams on:
  • Chargebacks
  • Disputes
  • Credit risk

Required Skills

Payments Expertise (Core)

• Strong knowledge of:
  • Card payments (credit/debit/prepaid)
  • ACH, wire transfers
  • Real-time payments (RTP)
  • Digital & mobile payments

Telecom Domain (Must Have)

• Telecom billing models:
  • Prepaid / Postpaid / Convergent
• Charging, rating, mediation, invoicing

Technical & Integration Skills

• Payment gateways / processors
• System integrations (BSS, CRM, ERP)
• Understanding of APIs and payment platforms