What are the responsibilities and job description for the Residential Lending Mortgage Officer position at New Edge Associates a Talent Acquisition Firm?
This is a position in Banking
This role serves as the primary advisor for clients purchasing or refinancing residential properties, guiding borrowers through the entire mortgage process from initial consultation to closing. The ideal candidate is relationship-driven, knowledgeable in residential lending products, and committed to delivering an exceptional borrower experience while maintaining compliance with regulatory guidelines. This position offers a competitive compensation structure including a 30 basis point (bps) commission on funded loans.
Essential Duties & Responsibilities:
- Generate new residential lending opportunities by building referral relationships with realtors, builders, and community partners
- Guide borrowers through the mortgage process from application through closing
- Educate clients on mortgage products including fixed-rate loans, ARMs, and QM vs. Non-QM options
- Collect, review, and verify borrower documentation including income, assets, and credit history
- Analyze financial information to determine loan eligibility and appropriate product fit
- Manage loan pipelines and coordinate closely with underwriters, processors, and closers to ensure timely funding
- Ensure compliance with TRID, RESPA, and other residential lending regulations
- Deliver exceptional customer service while maintaining accurate and compliant loan files
Minimum Requirements:
- Bachelor’s degree or equivalent industry experience
- 3–5 years of residential mortgage lending experience preferred
- Active NMLS license required
- Strong knowledge of residential mortgage products and lending regulations
- Proven ability to build referral networks and generate loan production
- Strong communication, organization, and relationship management skills
- Ability to manage multiple loan files simultaneously with strong attention to detail