BSA Analyst

BSA/AML Analyst (Future BSA Officer Track)

Location: Lexington, TN (On-site with Hybrid Flexibility)
Reports To: Chief Risk Officer / BSA Officer

About the Opportunity

A growing community bank is seeking a BSA/AML Analyst to play a critical role in modernizing and scaling its financial crimes program.

This is not a traditional analyst role.

This position is designed for rapid growth into the Bank’s BSA Officer role and will take ownership of the transaction monitoring environment (Verafin), support program development, and help lead the Bank through a key transformation phase.

If you’re someone who wants to:

• Own and optimize a BSA/AML monitoring system

• Play a visible, high-impact role in a growing bank

• Step into leadership within 12–18 months

…this is a unique opportunity to do that.

Why This Role is Different

• Direct path to BSA Officer

• Hands-on ownership of Verafin implementation and optimization

• High visibility with executive leadership

• Build vs. maintain – this is a program being actively improved, not just managed

• Flexible leadership style focused on outcomes, not micromanagement

What You’ll Do

1. Own Transaction Monitoring (Verafin)

• Serve as the primary owner/operator of the Bank’s Verafin platform

• Support ongoing implementation, tuning, and optimization

• Investigate, clear, and document alerts related to suspicious activity

• Analyze transaction patterns and identify potential AML risks

• Reduce false positives through rule and parameter refinement

• Partner with internal stakeholders to gather information and resolve cases

2. Drive Investigations & Escalations

• Conduct detailed research on customer activity and behavior

• Prepare clear documentation of findings

• Escalate complex or suspicious cases to leadership or fraud investigations

• Support or contribute to SAR decisioning and development

3. Manage CTR Program

• Oversee the end-to-end CTR process (filing, accuracy, timeliness)

• Conduct annual exemption reviews

• Partner with branch teams to ensure proper reporting practices

4. Support BSA/AML Program Development

• Assist in strengthening and evolving the Bank’s BSA/AML framework

• Stay current on regulatory expectations and emerging risks

• Support audits, exams, and regulatory requests

• Help train internal teams on AML and fraud-related topics

5. Prepare for Leadership

• Learn and take on increasing responsibility within the BSA function

• Partner closely with the Chief Risk Officer

• Position yourself to step into the BSA Officer role in the near term

What We’re Looking For

Required Experience

• 3 years in BSA/AML, fraud, or financial crimes

• Hands-on experience with transaction monitoring systems (Verafin strongly preferred)

• Experience reviewing alerts and conducting investigations

• Familiarity with SARs, CTRs, and AML processes

Preferred

• Verafin experience (highly preferred)

• Experience with SAR filing or decisioning

• CAMS certification (or willingness to obtain)

• Background in community or regional banking

Key Traits

• Analytical and detail-oriented

• Comfortable working in a build / evolving environment

• Self-starter who can operate with autonomy

• Strong communication and documentation skills

• Technically curious (especially around systems like Verafin)

Compensation & Work Environment

• Hybrid flexibility available (with regular on-site presence preferred)

• High-trust, results-driven leadership style

• Opportunity to make a meaningful impact in a growing bank