Director of Finance

Macdonald & Company is partnered with a leading real estate developer based in Tampa, Florida, to appoint a Director of Finance to lead enterprise-wide financial planning, liquidity management, and credit facility oversight.

This role will serve as a key member of the finance leadership team, responsible for driving financial strategy, overseeing complex modeling, and managing lender relationships across a multi-project portfolio. The Director of Finance will play a critical role in supporting capital allocation decisions, risk management, and the company’s continued growth.

Initially, this position will be highly hands-on, owning financial planning, borrowing base compliance, and liquidity forecasting. Over time, the individual will further enhance financial infrastructure, reporting capabilities, and analytical processes to support long-term scalability and strategic execution.

Key Responsibilities/Duties:

• Own the borrowing base calculation, validation, and certification process across all credit facilities
• Review cost eligibility, collateral values, advance rates, and exclusions in accordance with loan agreements
• Partner with Accounting and Operations to ensure accuracy and timeliness of borrowing base inputs
• Maintain controls and documentation to support lender audits and third-party reviews
• Ensure compliance with accounting standards and internal financial policies
• Govern multi-year, project-level business plans, ensuring consistency of assumptions across development timelines, lot mix, pricing, and absorption
• Partner with Development and Operations to align financial plans with execution
• Monitor actual performance against budgets and forecasts, identifying variances and recommending corrective actions
• Translate complex financial data into clear insights for senior leadership and capital partners
• Own version control and approval processes for financial models and forecasts
• Lead enterprise-wide cash flow forecasting, integrating project-level cash flows, debt, and equity
• Build and maintain detailed project-level and consolidated waterfall models
• Monitor liquidity, borrowing availability, and overall funding runway
• Conduct stress testing and downside scenario analysis
• Oversee covenant compliance and monitoring across all credit facilities
• Prepare borrowing base certificates, compliance certificates, and lender reporting packages
• Serve as the primary liaison with lenders, proactively identifying risks and mitigation strategies
• Monitor land bank structures and lot takedown schedules, evaluating impact on liquidity and returns
• Partner with Legal and Accounting on compliance and reporting requirements
• Oversee financial dashboards and reporting across liquidity, borrowing base utilization, and key performance metrics
• Enhance analytics and reporting capabilities to support decision-making and scenario planning
• Perform ad hoc financial analysis, including scenario and sensitivity modeling
• Support refinancings, amendments, new credit facilities, joint ventures, and acquisitions
• Prepare materials for executive leadership and board-level presentations

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, or a related field
• 8–12 years of experience in FP&A, credit analytics, real estate, or project finance
• Direct experience with borrowing base facilities and covenant structures
• Advanced financial modeling and Excel skills
• Strong understanding of land development economics
• CPA, CFA, or MBA preferred
• Experience working with private credit or institutional lenders is a plus
• Familiarity with real estate ERP systems and reporting tools is beneficial

Core Competencies:

• Strategic financial thinking
• Credit and risk analysis
• Strong attention to detail
• Cross-functional leadership
• Executive-level communication