What are the responsibilities and job description for the Quality Control Specialist position at Lake Ridge Bank?
JOB REQUIREMENTS: Description: The Quality Control Specialist is
responsible for ensuring that all commercial and ag purpose loans are
documented, boarded to the core and serviced properly per the loan
approval, internal policies & procedures and all compliance rules and
Regulations Through Regular Auditing. Essential Responsibilities Review
and monitor Adverse Action files for procedural and regulatory
compliance Review and monitor HMDA (Home Mortgage Disclosure Act) loans
ensuring procedural and regulatory compliance Review and monitor CRA
(Community Reinvestment Act) loans ensuring procedural and regulatory
compliance Review and monitor daily post-audit reviews of all originated
and renewed commercial and ag loans ensuring all executed loan
documentation is in place per the loan approval Review and monitor daily
new note audits per FDICIA ensuring loans are accurately set-up in the
core Review and monitor daily file maintenance reviews per FDICIA
including but not limited to all interest rate changes Assist with bank
audit and exam requests to provide documentation, research and review
assistance Stay educated and involved with all lending regulations to
ensure current and future reviews, monitoring & audits are capturing
What Is Required Additional Responsibilities Remain Knowledgeable With
related department\'s general processes and procedures including but not
limited to Underwriting, Loan Production, Loan Service, Loan Closing and
Imaging Actively collaborate with associates in related departments to
help maintain strong relationships Regularly review and be knowledgeable
about bank products and services. Refer customers to other personnel to
assist with cross selling of bank products Perform other duties as
assigned or requested Complete all annual bank security and compliance
training Adhere to Bank Security/compliance and policy guidelines for
retail/commercial loan area Maintain confidentiality of customer
information at all times Stay current on all compliance regulations
required through training and education Requirements: Associate\'s
degree in finance, Accounting, Business and/or similar field of
education and/or minimum 5 years previous work experience in loan
servicing, loan processing, loan closing, underwriting, banking or
similar work experience. Well-developed interpersonal and communication
skills (verbal & written) in order to communicate and relate effectively
with associates Good accounting/math skills with the ability to work
precisely with numbers and financial calculations. Demonstrated ability
to represent the organization in a professional, positive manner
Demonstrated problem solving skills with the ability to make independent
decisions Strong organizational skills with the ability to prioritize
multiple competing tasks and work in a fast-paced environment. Strong
attention to detail with excellent follow up skills Demonstrated ability
to take initiative and to provide ownership over own work in order to
get the job done. Strong organizational skills, including the ability to
prioritize and remain calm while working in a fast paced/deadline driven
environment. Good working knowledge of Microsoft Office Suite,
proficient typing/keyboarding skills and the ability and willingness to
learn new programs and software. Ability to maintain confidential
customer information. Ability to read, write, understand and speak
English clearly. Ability to represent the organization in a
professional, positive manner. Preferred Qualifications Bachelor\'s
degree or 5 years previous commercial loan processing, servicing,
underwriting or compliance experience. Knowledge of Commercial and
Agricultural loan documentation. Knowledge of banking regulations and
compliance requirements. Lake Ridge Bank values a diverse workforce and
is an Affirmative Action/Equal Opportunity Employer. Consistent with
Lake Ridge Bank\'s commitment to employ and advance qualified
indi iduals with disabilities, Lake Ridge Bank provides reasonable
accommodation to apply for or perform a job. Some examples of reasonable
accommodation include alternate methods to apply, providing documents in
an alternate format, altering work procedures, specialized equipment or
use of an interpreter. If an individual needs reasonable accommodations
to apply or perform a job here at Lake Ridge Bank, please contact Human
Resources at (608) 849-2700 or email us. PI286062253 \*\*\*\*\*
APPLICATION INSTRUCTIONS: Apply Online:
https://www.click2apply.net/nDAe42CGqOy7NcmVGHYOLl
responsible for ensuring that all commercial and ag purpose loans are
documented, boarded to the core and serviced properly per the loan
approval, internal policies & procedures and all compliance rules and
Regulations Through Regular Auditing. Essential Responsibilities Review
and monitor Adverse Action files for procedural and regulatory
compliance Review and monitor HMDA (Home Mortgage Disclosure Act) loans
ensuring procedural and regulatory compliance Review and monitor CRA
(Community Reinvestment Act) loans ensuring procedural and regulatory
compliance Review and monitor daily post-audit reviews of all originated
and renewed commercial and ag loans ensuring all executed loan
documentation is in place per the loan approval Review and monitor daily
new note audits per FDICIA ensuring loans are accurately set-up in the
core Review and monitor daily file maintenance reviews per FDICIA
including but not limited to all interest rate changes Assist with bank
audit and exam requests to provide documentation, research and review
assistance Stay educated and involved with all lending regulations to
ensure current and future reviews, monitoring & audits are capturing
What Is Required Additional Responsibilities Remain Knowledgeable With
related department\'s general processes and procedures including but not
limited to Underwriting, Loan Production, Loan Service, Loan Closing and
Imaging Actively collaborate with associates in related departments to
help maintain strong relationships Regularly review and be knowledgeable
about bank products and services. Refer customers to other personnel to
assist with cross selling of bank products Perform other duties as
assigned or requested Complete all annual bank security and compliance
training Adhere to Bank Security/compliance and policy guidelines for
retail/commercial loan area Maintain confidentiality of customer
information at all times Stay current on all compliance regulations
required through training and education Requirements: Associate\'s
degree in finance, Accounting, Business and/or similar field of
education and/or minimum 5 years previous work experience in loan
servicing, loan processing, loan closing, underwriting, banking or
similar work experience. Well-developed interpersonal and communication
skills (verbal & written) in order to communicate and relate effectively
with associates Good accounting/math skills with the ability to work
precisely with numbers and financial calculations. Demonstrated ability
to represent the organization in a professional, positive manner
Demonstrated problem solving skills with the ability to make independent
decisions Strong organizational skills with the ability to prioritize
multiple competing tasks and work in a fast-paced environment. Strong
attention to detail with excellent follow up skills Demonstrated ability
to take initiative and to provide ownership over own work in order to
get the job done. Strong organizational skills, including the ability to
prioritize and remain calm while working in a fast paced/deadline driven
environment. Good working knowledge of Microsoft Office Suite,
proficient typing/keyboarding skills and the ability and willingness to
learn new programs and software. Ability to maintain confidential
customer information. Ability to read, write, understand and speak
English clearly. Ability to represent the organization in a
professional, positive manner. Preferred Qualifications Bachelor\'s
degree or 5 years previous commercial loan processing, servicing,
underwriting or compliance experience. Knowledge of Commercial and
Agricultural loan documentation. Knowledge of banking regulations and
compliance requirements. Lake Ridge Bank values a diverse workforce and
is an Affirmative Action/Equal Opportunity Employer. Consistent with
Lake Ridge Bank\'s commitment to employ and advance qualified
indi iduals with disabilities, Lake Ridge Bank provides reasonable
accommodation to apply for or perform a job. Some examples of reasonable
accommodation include alternate methods to apply, providing documents in
an alternate format, altering work procedures, specialized equipment or
use of an interpreter. If an individual needs reasonable accommodations
to apply or perform a job here at Lake Ridge Bank, please contact Human
Resources at (608) 849-2700 or email us. PI286062253 \*\*\*\*\*
APPLICATION INSTRUCTIONS: Apply Online:
https://www.click2apply.net/nDAe42CGqOy7NcmVGHYOLl