What are the responsibilities and job description for the Chief Credit Officer position at Lake Ridge Bank?
JOB REQUIREMENTS: Apply Description The Chief Credit Officer (CCO) with
Lake Ridge Bank is responsible for the overall leadership, governance,
and integrity of Lake Ridge Bank\'s credit function. This role provides
enterprise-wide oversight of credit risk across all lending activities,
including loan policy, underwriting and credit administration, loan
operations and servicing, and problem loan and workout management. The
CCO partners closely with the EVP, CLO, President, CEO, and Board of
Directors to ensure Lake Ridge Bank maintains a high-quality,
well-diversified loan portfolio that supports disciplined strategic
growth while operating within the Bank\'s established credit risk
appetite, building credit risk resilience, and fulfilling regulatory
expectations. The role plays a critical leadership position in balancing
prudent risk management with relationship-based community banking.
Credit Risk Strategy and Board Governance Execute Lake Ridge Bank\'s
credit risk strategy in alignment with the bank\'s strategic plan,
enterprise risk management (ERM) framework, growth objectives, and
Board-approved risk appetite. Serve as a key advisor providing
independent credit risk perspective on significant and complex credit
relationships to the EVP, President, CLO, CEO, and Board of Directors.
Provide regular reporting to executive management and the Board on asset
quality, portfolio concentrations, stress testing results, criticized
and classified credits, and emerging credit risks. Serve as a standing
member of management-level credit, loan, and ERM committees. Partner
with the Chief Risk Officer (CRO) to coordinate compliance and audit on
non-credit risks that intersect with credit risk. Operates with
independent authority to escalate concerns directly to the President,
CEO, Board or Risk Committee when necessary and appropriate. Serve as a
voting member of the Officers Loan Committee and actively participate in
the Directors Loan Committee, contributing strategic insight and credit
expertise. Credit Administration and Underwriting Oversight Oversee
credit administration and underwriting functions to ensure accurate risk
assessment,\... For full info follow application link. The State Bank of
Cross Plains values a diverse workforce and is an Affirmative
Action/Equal Opportunity Employer. Minorities, Females, Veterans and
Individuals with Disabilities encouraged to apply. Consistent with State
Bank of Cross Plains\' commitment to employ and advance qualified
individuals with disabilities, State Bank of Cross Plains provides
reasonable accommodation to apply for or perform a job. Some examples of
reasonable accommodation include alternate methods to apply, provide
documents in an alternate format, altering work procedures, specialized
equipment or use of an interpreter. If an individual needs reasonable
accommodations to apply or perform a job here at State Bank of Cross
Plains, please contact Human Resources at (608) 849-2700 or email us.
\*\*\*\*\* APPLICATION INSTRUCTIONS: Apply Online:
ipc.us/t/09517687E29D45E4
Lake Ridge Bank is responsible for the overall leadership, governance,
and integrity of Lake Ridge Bank\'s credit function. This role provides
enterprise-wide oversight of credit risk across all lending activities,
including loan policy, underwriting and credit administration, loan
operations and servicing, and problem loan and workout management. The
CCO partners closely with the EVP, CLO, President, CEO, and Board of
Directors to ensure Lake Ridge Bank maintains a high-quality,
well-diversified loan portfolio that supports disciplined strategic
growth while operating within the Bank\'s established credit risk
appetite, building credit risk resilience, and fulfilling regulatory
expectations. The role plays a critical leadership position in balancing
prudent risk management with relationship-based community banking.
Credit Risk Strategy and Board Governance Execute Lake Ridge Bank\'s
credit risk strategy in alignment with the bank\'s strategic plan,
enterprise risk management (ERM) framework, growth objectives, and
Board-approved risk appetite. Serve as a key advisor providing
independent credit risk perspective on significant and complex credit
relationships to the EVP, President, CLO, CEO, and Board of Directors.
Provide regular reporting to executive management and the Board on asset
quality, portfolio concentrations, stress testing results, criticized
and classified credits, and emerging credit risks. Serve as a standing
member of management-level credit, loan, and ERM committees. Partner
with the Chief Risk Officer (CRO) to coordinate compliance and audit on
non-credit risks that intersect with credit risk. Operates with
independent authority to escalate concerns directly to the President,
CEO, Board or Risk Committee when necessary and appropriate. Serve as a
voting member of the Officers Loan Committee and actively participate in
the Directors Loan Committee, contributing strategic insight and credit
expertise. Credit Administration and Underwriting Oversight Oversee
credit administration and underwriting functions to ensure accurate risk
assessment,\... For full info follow application link. The State Bank of
Cross Plains values a diverse workforce and is an Affirmative
Action/Equal Opportunity Employer. Minorities, Females, Veterans and
Individuals with Disabilities encouraged to apply. Consistent with State
Bank of Cross Plains\' commitment to employ and advance qualified
individuals with disabilities, State Bank of Cross Plains provides
reasonable accommodation to apply for or perform a job. Some examples of
reasonable accommodation include alternate methods to apply, provide
documents in an alternate format, altering work procedures, specialized
equipment or use of an interpreter. If an individual needs reasonable
accommodations to apply or perform a job here at State Bank of Cross
Plains, please contact Human Resources at (608) 849-2700 or email us.
\*\*\*\*\* APPLICATION INSTRUCTIONS: Apply Online:
ipc.us/t/09517687E29D45E4