What are the responsibilities and job description for the Mortgage Appraisal Specialist position at K-Tek Resourcing LLC?
The Mortgage Full Appraisal Review Specialist performs comprehensive reviews of
residential property appraisal reports across all mortgage products, ensuring valuation
accuracy, regulatory compliance, and collateral risk mitigation. The role supports
underwriting and credit teams through expert analysis and clear documentation.
• Conduct full appraisal reviews for Conventional, FHA, VA, Jumbo
• Conduct reviews on HELOC- CVS Desktop
• Validate appraisal completeness, accuracy, and valuation credibility.
• Review comparable sales, adjustments, market analysis, photos, and maps.
• Ensure compliance with USPAP, GSE guidelines, FHA 4000.1, VA Handbook, and investor
requirements.
• Identify red flags for valuation risk or misrepresentation.
• Recommend actions such as desk/field reviews or reconsideration of value.
• Document findings clearly for underwriters and QC teams.
• Identify any health, safety, or habitability deficiencies
• Use CU, LCA, AVMs, Encompass, MLS, and public records for validation.
• Analyze comparable sale selection, adjustment support, and reconciliation
methodology.
• Identify material deficiencies, inconsistencies, or red flags (market conditions, condition
rating, concessions, declining values, etc.).
• Evaluate overall credibility and supportability of the appraised value conclusion
• 3–5 years'' experience in appraisal review, collateral underwriting, or QC.
• Strong knowledge of USPAP, GSE guidelines, FHA/VA standards, and investor overlays.
• Proficiency with CU, LCA, AVMs, and mortgage LOS platforms.
• Strong analytical, decision-making, and written communication skills.
• Detail orientation & documentation discipline
• Risk assessment & issue identification
• Clear communication & collaboration
• SLA adherence & productivity management
• Ability to work independently