Demo

Alternative Credit Specialist

Initio Capital
York, NY Full Time
POSTED ON 5/30/2026
AVAILABLE BEFORE 6/28/2026
Location: New York, NY

Employment Type: Full-Time

Estimated Compensation: $140,000 – $185,000 total annual compensation (varies by employer)

About This Posting

This job description represents a sample Alternative Credit Specialist position commonly found through the Career Launch AI Talent Network. It is designed to help job seekers understand the responsibilities and qualifications typically associated with early-career roles in alternative credit, private lending, and structured credit markets.

Actual openings may vary based on employer needs, asset class focus (e.g., private credit, mezzanine, distressed debt, direct lending, specialty finance), and investment strategy.

For more information on the Career Launch AI Talent Network, visit:

https://www.careerlaunch.ai/

Position Overview

The Alternative Credit Specialist supports investment teams by analyzing, executing, and monitoring non-traditional credit opportunities. The role blends financial analysis, transaction support, and portfolio oversight to facilitate lending and structured credit investments across private markets.

This position involves close collaboration with portfolio managers, credit analysts, deal teams, and risk management to ensure effective execution, monitoring, and reporting of alternative credit positions.

Key Responsibilities

  • Assist in sourcing, underwriting, and executing alternative credit transactions, including direct lending, mezzanine debt, distressed debt, and specialty financing
  • Conduct detailed financial modeling, credit analysis, and stress testing to evaluate risk and return
  • Support due diligence processes, including review of borrower financials, legal documentation, and collateral structures
  • Monitor portfolio performance, cash flows, covenants, and risk exposures for alternative credit investments
  • Build and maintain analytical tools, dashboards, and reporting frameworks for tracking credit performance
  • Research market, sector, and macroeconomic trends that impact credit markets and create investment opportunities
  • Identify inefficiencies, credit dislocations, and opportunities for structured and opportunistic lending
  • Prepare daily, weekly, and ad-hoc reports for senior management and investment committees

Preferred Qualifications

  • Bachelor’s degree in Finance, Economics, Accounting, or a related field
  • Strong understanding of alternative credit markets, structured finance, private lending, and credit risk assessment
  • Experience or coursework in credit analysis, private debt, leveraged finance, or alternative investments (preferred but not required)
  • Advanced analytical skills with strong attention to detail
  • Proficiency in Excel; familiarity with Python, R, SQL, or VBA is a plus
  • Ability to work effectively in fast-paced, deal-oriented environments
  • Clear written and verbal communication skills
  • Interest in non-traditional lending, private credit strategies, and structured capital solutions

About The Career Launch AI Talent Network

The Career Launch AI Talent Network helps job seekers pursue opportunities similar to this role through:

  • Skills-based role matching
  • Resume and profile optimization
  • Guidance on outreach to investment teams and hiring managers
  • Interview preparation for alternative credit, private debt, and structured finance assessments

To learn more or express interest in alternative credit roles, visit:

https://www.careerlaunch.ai/

Salary : $140,000 - $185,000

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