What are the responsibilities and job description for the Commercial Banking Officer position at Guaranty Bank?
Guaranty Bank is looking for a Commercial Banking Officer to join our team! Under general supervision, but in accordance with established policies and procedures, originates commercial banking relationships by identifying potential commercial businesses, interviewing applicants, analyzing data, approving or denying credit requests, communicating decisions, and closing approved loans. Responds to questions concerning all aspects of commercial banking from various sources. Responsible for servicing commercial loan, deposit relationships, and knowledgeable of SBA guidelines. Responsible for managing a large number of business relationships, producing quality commercial loans to achieve acceptable rates of return for the loan relationship, and enhance the relationship by focusing on gathering commercial deposits balances and identifying treasury management opportunities.
Ideal candidates would have a Bachelor's degree in accounting, business administration, finance, or related field, or equivalent experience with 3-5 years' experience in lending. Ability to manage complex credits. Strong customer retention and expansion skills. Excellent communication skills. Ability to organize and analyze complex financial information. PC knowledge including spreadsheets and word processing capabilities. Involvement with community and/or civic organizations.
Guaranty Bank is a local full-service bank, which strives to have a positive impact through volunteerism, philanthropy, and a responsible approach to financial services. Guaranty Bank is dedicated to meeting the financial needs of the surrounding community and exceeding expectations of our customers.
Pre-employment credit check, criminal background check and drug screen is required.
Salary : $64,000 - $81,000