What are the responsibilities and job description for the Mortgage Payment Processor position at Gateway First Bank?
Mortgage Payment Processor JOB SUMMARY:
The Payment Processor is responsible for processing mortgage loan payments following appropriate posting priority as prescribed by the investor, our processing system and loan documents.
Mortgage Payment Processor ESSENTIAL FUNCTIONS (RESPONSIBILITIES):
* Processes all mortgage payments including payoffs received via mail, incoming wire or electronically on the date of receipt.
* Processes adjustments or corrections needed for customer accounts.
* Processes returned payments as applicable.
* Runs payment scripts through Microsoft Excel.
* Processes mortgage payoff transactions.
* Reviews and applies fee assessments as applicable.
* Documents daily transactions, daily deposits and payment research.
* Enrolls and processes auto draft payments. Reviews for quality control.
* Supports Default Management special payment processing needs.
* Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to the BSA department. Performs all job functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.
* Performs related responsibilities as required or assigned.
Qualifications:
Mortgage Payment Processor REQUIRED QUALIFICATIONS:
Knowledge/Skills/Abilities
* Basic knowledge with mortgage payment application.
* Strong accounting, data entry, and math skills.
* Proficient in Microsoft Office applications (Word, Excel, & Outlook).
* Ability to process high volumes of transactions accurately.
* Ability to manage multiple priorities and adhere to structured deadlines.
* Exemplifies the Gateway Values: Growth Oriented, Make a Difference, "Get it Done" Attitude, Team Player, Do the Right Thing.
* Basic knowledge with mortgage payment application.
* Strong accounting, data entry, and math skills.
* Proficient in Microsoft Office applications (Word, Excel, & Outlook).
* Ability to process high volumes of transactions accurately.
* Ability to manage multiple priorities and adhere to structured deadlines.
* Exemplifies the Gateway Values: Growth Oriented, Make a Difference, "Get it Done" Attitude, Team Player, Do the Right Thing.
Equivalent Education/Experience
* High School Diploma or Equivalent.
* 0-2 years of general bookkeeping or general accounting.
* High School Diploma or Equivalent.
* 0-2 years of general bookkeeping or general accounting.
Mortgage Payment Processor SPECIAL JOB DIMENSIONS:
Work requires no lifting of more than 10 pounds, typing and computer work, i.e. sedentary, little to no external customer interaction, some vendor management.