What are the responsibilities and job description for the Lending Compliance Officer - Jamestown position at First Community Credit Union?
About FCCU
FCCU is the largest credit union in the region with over a billion dollars in assets. We are a growing family of employees who succeed both personally and professionally. We offer competitive total compensation, technical and leadership development, and opportunities for industry and community involvement.
As a credit union we are member owned. This allows us to invest in our members and the communities we serve. Through helping others achieve financial growth and giving back to our communities, you can truly fulfill the FCCU mission of Life is Better with Community.
Core Values-Strengthen Community by helping members grow and thrive.
- Community-Our Communities define who we are "People Helping People."
- Integrity-We will live and work with uncompromised integrity.
- Passion-We will display passion in our work and service to our membership.
- Growth-We believe that growing both as a Credit Union and professionally as employees is imperative to our long-term success.
Position Summary
The Lending Compliance Officer plays a key role in supporting FCCU's mission of strengthening communities by helping members grow and thrive. This position ensures the Credit Union's lending operations remain compliant with federal and state regulations by monitoring activities, identifying risks, and maintaining a strong compliance management system. By promoting regulatory adherence and protecting member interests, the Lending Compliance Officer helps safeguard the integrity and stability of FCCU's lending practices.
This role is centered on accountability, collaboration, and continuous improvement. The Lending Compliance Officer takes a proactive and analytical approach by conducting reviews, interpreting regulations, and providing guidance to lending and operations teams. Through training, policy development, and ongoing support, this position helps foster a culture of compliance while ensuring processes are efficient, consistent, and aligned with regulatory expectations.
Job Responsibilities
- Monitor lending activities to ensure compliance with federal/state regulations (TILA, RESPA, ECOA, HMDA, NCUA guidelines, and others).
- Perform compliance testing, loan file reviews, and quality control assessments to identify risks and gaps.
- Analyze root causes of compliance issues and recommend corrective action plans, tracking progress to resolution.
- Develop, update, and maintain lending policies, procedures, and disclosures aligned with regulatory requirements.
- Serve as a compliance advisor to lending staff by interpreting regulations and providing guidance and training.
- Support audits and regulatory exams by preparing reports, documentation, and compliance metrics for leadership
Qualifications
- Bachelor's degree in finance, business, accounting, or related field (or equivalent combination of education and experience).
- Minimum 5 years of experience in compliance, auditing, or financial services.
- Strong knowledge of consumer, business, and real estate lending regulations and compliance requirements.
- Excellent analytical, organizational, and problem-solving skills with high attention to detail.
- Effective communication skills with the ability to interpret and explain complex regulations clearly.
- Proficiency in Microsoft Office and ability to manage multiple systems while maintaining confidentiality and accuracy.
Benefits
We provide a great benefits package that includes 11 paid federal holidays, 401k match, fully paid single medical, dental and vision and much more. While we know benefits are highly important, we also recognize and support the value of a family and work life balance.
Work Schedule
Monday-Friday, 8am-5pm.
You must complete an FCCU employment application located at https://www.myfccu.com/careers
First Community Credit Union is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. (EOE, including disability/vets)