What are the responsibilities and job description for the Loan Originator - Waco position at FCM - First Community Mortgage?
- Originate high quality loans which meet FCMC guidelines
- Develop business relationships with local Real Estate agents and builders
- Manage territory of First National Bank Texas and First Convenience banks; train employees on mortgage loan basics
- Develop contacts with Banks partner store management team
- Take customer loan applications, including pulling credit
- Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc.
- Communicate with borrowers and real estate agents throughout the loan process
- Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR
- Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules.
- This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns.
- Travel as needed to meet business needs
- Regular and predictable attendance and punctuality
- Other duties as assigned
Position level will be dependent upon internal and external experience
Physical Requirements:
- Must be able to remain in a sitting and/or standing position for extended periods of time
- Requires ability to operate a computer and other office machinery
- Ability to lift up to 25 pounds
FNBT is an equal opportunity employer.
FNBT is an equal opportunity employer.
- High School Diploma or Equivalent
- At least 18 years of age
- 2 or more years of recent in-person mortgage origination experience with a solid book of business
- Experience within a commission-based origination role
- Knowledge of VA, FHA and conventional mortgage loan programs
- Knowledge of running LP, DU and Clout Automated Underwriting Systems
- Experience with Ellie Mae mortgage originating and processing software
- Self motivation and capable of working from a home office with limited supervision
- Ability to review and understand credit reports
- Ability to organize and prioritize
- Good communication and presentation skills
- Must successfully pass background investigation according to company policy
- Must be able to get along with co-workers and work effectively in a team environment