Lender

About the Role

Responsible for soliciting new commercial business, examining, evaluating, and authorizing or recommending loan approvals for commercial loans and handling the ongoing portfolio of commercial loans.

Responsibilities

• Administer and coordinate all commercial lending activities including soliciting, pre-screening, underwriting, negotiation and presentation of loan requests.
• Prepare competitive market surveys and recommend loan program and pricing modifications based on results.
• Identify current and potential new business lending products to determine changes and enhancements that would benefit the membership.
• Seek out opportunities to enhance the members' financial lives by recognizing and referring additional credit union products.
• Develop and manage profitability of the commercial loan portfolio with the assistance of the Credit Analyst.
• Work closely with the Credit Analyst on documentation for commercial loans (financial statements, corporate tax returns, personal financial statements and credit reports) and ensure completion of annual reviews of credits.
• Reinforce continuous collaboration and respectful communication between all departments by promoting strong, positive and productive working relationships through the commitment to the credit union's core values, vision and mission statement.

Qualifications

• Minimum 3 years of progressive commercial lending experience, with knowledge in agriculture preferred.
• Bachelor's degree in business, finance or equivalent experience strongly preferred.

Required Skills

• Exceptional analytical skills with a strong attention to detail, ability to plan, prioritize and organize work effectively and efficiently.

Preferred Skills

• Competent with computer technology.