Commercial Credit Underwriter III

We are a values driven organization putting Relationships FIRST. EagleBank (NASDAQ – EGBN) is focused on being Flexible, Involved, Responsive, Strong, and Trusted. By prioritizing meaningful connections with our customers, employees, and shareholders, we relentlessly deliver the most compelling, valuable service to our customers.

EagleBank is committed to inclusion, equity, and respect. We celebrate diversity and intentionally seek out opportunities to learn from one another’s experience. We believe employees are essential to the building of relationships and we prioritize investing in employee growth and wellbeing. Employee involvement is fostered through resource groups, mentorship programs, community service, and scholarship opportunities for continued education. With features including maternity and parental leaves, wellness discounts, healthcare premium sharing, employer funding in your HSA account, and 100% 401(k) matching up to 4%, we pride ourselves in the ways we support our internal relationships. The minimum and maximum projected annualized salary for this position is: $84,757.00 to $137,443.20. Additional compensation may be possible based on experience and skills.

Responsibilities

The Commercial Credit Underwriter III underwrites new and existing commercial loans through analysis of borrower's credit history, financial performance, current market trends, collateral, and feasibility. Uses spreads and analysis of financial statements, real estate spreadsheets, tax returns, A/R & A/P agings and proformas/forecasts for C&I, Commercial Real Estate, and SBA loan requests. Deals will generally be larger and vary in complexity from Commercial Credit Underwriter I or II. The number of analyst tasks and degree of difficulty will be rated generally moderate to advanced. Supports Lending Department by providing personal and business credit reports, property values based on third party data and industry analysis as needed.

Requirements

Qualifications

• Bachelor’s Degree in Arts/Sciences (BA/BS) in Business, Finance, Economics or related field in lieu of 3 additional years of experience in commercial credit, financial statement analysis and formal credit training
• Web-based credit training through RMA or Omega or similar programs
• 5 years analysis in commercial credit or middle-market experience
• General working knowledge of MS Office
• Good written and verbal communication skills
• Strong logic and math skills
  
  

Preferences

• Leadership or supervision experience
• Other banking experience helpful
• Experience with spreading software
  
  

Don't meet all the requirements? We encourage you to still apply if you think you are the right person to join our community. We are always interested connecting with people inspired by our mission and values. If you aren't hired for this position, your resume will remain available for the next year and might be considered for future openings. Note: You can update your resume as often as needed.