What are the responsibilities and job description for the Credit Analyst I position at County National Bank?
Company Overview
County National Bank was founded in 1934 as a community bank and we continue to be committed to serving the communities of southern Michigan. With 13 full-service branches and several other financial services offices, our decisions are made by local associates and board members who have a vested interest in the communities we service. Our mission is to sustain a deep commitment to our community and our tradition of banking excellence.
Our associates are our greatest asset; they are committed to building lasting relationships with clients and coworkers. When you join CNB, you will become a part of a legacy that supports the success of our associates and our communities. If you are looking for a career with purpose and a team that values friendly and knowledgeable service, we encourage you to apply.
CNB is looking for a qualified, motivated, and client- and team-focused individual to join our team as a Credit Analyst I. This position will be ON-SITE at our Jackson location.
Key Responsibilities
- Analyzes commercial client financial statements, tax returns, and related documentation to assess creditworthiness.
- Prepares loan presentations for loan committee, which includes preparation of loan application, financial statements, cash flow analysis, and risk assessments.
- Assists in underwriting commercial credit requests in accordance with bank policy and regulatory requirements.
- Maintains accurate and completes files and documentation and provides updates as needed to business partners.
- Collaborates with Mortgage and Consumer lending to assess and grade commercial and self-employed borrowers.
- Completes and updates various reporting for Loan Committee or Board.
- May perform various other duties as assigned.