What are the responsibilities and job description for the Loan Assistant position at Classic Bank N A?
General Summary
Assists and supports day to day activities of the loan officer. Processes and tracks loan documents by performing the following duties:
Essential Functions
- Writes up worksheets, applications, loan agreements, inspections and HMDA worksheets
- Handles courthouse/County Clerk filings; titles, etc.
- Creates a temporary file and track documents for all real estate loans
- Identifies and resolves problems in a timely manner
- Acts as the communicator with our credit analyst (Michelle Harris in Cameron)
- Processes written correspondence to customers and others
- Reviews applications and perform debt to income calculations
- Becomes familiar with and uses Connections
- Writes demand letters
- Keeps the Excel spreadsheet postings
- Opens and processes supervisor’s mail and answers phone calls
- Assists with keeping all files in order, and imaged
- Becomes proficient in documentation requirements as per loan type
- Prepares entries to be posted (GL tickets, journal entries, online posting, and wire out forms)
- AFT/ACH setup
- Reviews all loan packages for required documentation and errors
- Works loan officer’s exception lists, assisting in obtaining follow-up documentation as well as keeping the loan officer apprised of outstanding items
- Coordinates and communicates with Branch Manager to assist with rotations of opening, closing, lunch periods, etc.; particularly at small branch locations
- Other duties as assigned.
Knowledge, Skills, and Abilities
- Knowledge of the Internet, Microsoft Excel, Word, and Outlook
- Ability and willingness to gain proficiency with the Core System, Imaging System, and Connections
- Attention to detail
- Pursues training and development opportunities
- Ability to deal with difficult or emotional customer situations, respond promptly to customer needs, and respond to requests for service and assistance
- Speaks clearly in positive or negative situations. Listens and gets clarification.
- Writes clearly and informatively, editing work for spelling and grammar
- Treats everyone with respect and consideration regardless of their status or position. Keeps commitments. Works with integrity and ethically
- Supports Classic Bank’s goals and values
- Adapts to changes in the work environment, dealing with frequent change, delays, or unexpected events
- Follows instruction, responding to the direction of management.
- Volunteers readily. Asks for and offers help when needed
Education and Experience
- High School Diploma/GED Required
- Banking experience preferred
- Experience with 10-key calculator
Working Conditions
- Expresses or exchanges ideas by means of the spoken and written word
- May be required to stand or sit for long periods of time
- May occasionally lift up to 25 pounds
- Exposure to a potentially hazardous condition – robbery. Receives detailed instructions and procedures to be followed to minimize the risk
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this job.
NOTE: All statements reflect the general components considered necessary to describe the principal functions of the position as identified and shall not be considered as a detailed description of all the requirements that may be inherent in the position. Since it is difficult to identify all essential functions of a position because of changes in the workplace, the facility will review this Job Description periodically to ensure it is accurate and up-to-date.