What are the responsibilities and job description for the Commercial Loan Officer position at CivicMinds, Inc?
Key Responsibilities
- Develop new commercial client relationships and grow the loan portfolio and deposit balances.
- Originate Commercial & Industrial (C&I) and Commercial Real Estate (CRE) loans.
- Manage the full loan lifecycle, from application through closing.
- Identify and evaluate lending opportunities and recommend loans to the Bank’s Credit Committee.
- Gather financial information and coordinate with underwriters to support credit evaluation and risk assessment.
- Maintain consistent communication with borrowers, internal teams, and closing partners.
- Coordinate with the loan closing team and Bank’s attorney to ensure successful loan closings.
- Meet and exceed annual lending and loan origination goals.
- Ensure compliance with Bank credit policies and regulatory requirements.
Key Qualifications
- 5 years of commercial lending experience, including both C&I and CRE loans.
- Strong knowledge of credit risk, underwriting principles, and banking regulations.
- Proven experience in loan origination, relationship management, and portfolio management.
- Bachelor’s degree in Business, Finance, or Accounting preferred.
- Strong analytical, communication, organizational, and computer skills.
- Proficiency in Microsoft Office and lending software.