Mortgage Loan Officer

Mortgage Loan Officer

Mortgage Loan Officer-

Pay Range: $25/hr. to $38/hr.
Schedule: 9:00 a.m. ? 5:30 p.m.; Saturday 9:00 a.m. ? 6:00 p.m.; Rotating schedule to meet department and membership needs. Availability for offsite events during evenings and non-traditional hours.

Join a Team That Helps Members Achieve Homeownership!

We?re looking for a motivated and knowledgeable Mortgage Loan Officer to join our team. In this role, you?ll guide members through the mortgage process ? from initial interview to closing ? while ensuring compliance, accuracy, and an exceptional member experience. You?ll serve as a trusted financial advisor, helping members find the right mortgage products and supporting them through every step of their homebuying journey.

Key Responsibilities:

• Interview and qualify members for mortgage products, both in person and over the phone.
• Provide expert guidance on loan products, documentation, and eligibility requirements.
• Review and submit loan requests for underwriting, ensuring accuracy and compliance.
• Order appraisals, surveys, and insurance, and coordinate all closing documentation.
• Send Adverse Action Notices as required by federal law.
• Maintain clear, timely communication with members, realtors, and title companies throughout the loan process.
• Coordinate closing dates and ensure a smooth closing experience.
• Perform notary services and maintain a clean, organized loan pipeline.
• Cross-sell credit union products and services to meet member needs.
• Participate in community events, realtor seminars, and homebuying workshops to promote mortgage programs and build relationships.
• Stay current with mortgage industry regulations, trends, and products through ongoing education and training.
• Ensure compliance with all applicable regulations, including BSA, AML, MIP, and OFAC.

What We?re Looking For:

• High school diploma required; post-secondary coursework preferred.
• Minimum 3 years of mortgage lending or related experience.
• Proven ability to manage and close up to 80 loans per year or $12M in loan volume.
• Must meet all state and national licensing requirements (NMLS registration and background check required).
• Strong knowledge of:
• Texas and New Mexico real estate and title laws
• Mortgage loan policies, contracts, and forms
• Conventional, FHA, VA, and down payment assistance programs
• Real estate lending regulations (Regulations C & Z, Fair Debt Collection Practices Act)
• Loan origination software and automated underwriting systems
• Excellent written and verbal communication skills with a strong focus on customer service.

Interested candidates please send resume in Word format Please reference job code 136059 when responding to this ad.