Jr Loan Officer

This is a high-energy, inside sales role built for people who want a real career path, not a desk job. A purpose-driven residential mortgage lender is hiring Jr Loan Officers to join the team in Decatur, Alabama. This role is part of the consumer-direct sales teams, where success is driven by volume, consistency, and effort. In this role, you will work with company-provided inbound leads, spend most of your day on the phone and text campaigns, qualify borrowers using a structured script, and hand off strong opportunities to licensed Loan Officers. You’ll be trained, coached, and sponsored to get licensed, with a clear path to becoming a full Loan Officer within 3 - 6 months. This role is designed for motivated, coachable sales professionals who thrive in fast-paced environments, can handle rejection, and want to build a long-term career in mortgage sales with strong earning upside.

Jr. Loan Officer Responsibilities

• Work inbound internet and digital leads supplied by the company
• Spend 5 - 6 hours per day on the phone using a dialer system
• Qualify borrowers using a structured script and discovery questions
• Manage active text conversations with prospective borrowers
• Identify strong opportunities and pass qualified leads to Loan Officers
• Learn mortgage products, including purchase, refinance, and cash-out loans
• Participate in licensing preparation with corporate training support
• Consistently hit activity and conversion metrics tied to promotion readiness
  
  

Jr. Loan Officer Requirements

• Minimum of 3 years of real-world work experience
• Currently working in a commission-based sales role
• Strong work ethic with the ability to handle rejection and stay consistent
• Coachable mindset and willingness to follow a proven sales process
• High emotional intelligence and professionalism
• Ability and willingness to obtain NMLS licensing
• Comfortable working onsite, full-time, Monday - Friday 8:00 am - 5:00 pm
• High school diploma required; bachelor’s degree preferred
• Phone sales experience strongly preferred
  
  

Benefits

• Clear, fast-track promotion path to Loan Officer and beyond
• Monthly commission payouts with no draw recapture
• Extensive inbound lead flow provided by the company
• Paid training and licensing support with corporate trainers
• 401(k) with company match
• Medical, dental, and vision insurance options
• 9 paid holidays PTO that increases with performance
• Casual office environment with a tight-knit, team-oriented culture
  
  

This role is ideal for hungry, driven sales professionals who want structure, volume, coaching, and a clear runway to six-figure earning potential without having to build their own book of business. Apply now!