What are the responsibilities and job description for the Credit Associate (bilingual preferred) position at BizTek People, Inc. | APA International Placement Consultants?
International financial institution seeks an Associate leel Credit Analyst to
provide analytical and administrative support to the members of the Japanese and Asian
Corporate Banking Department.
The position will support Relationship Managers by preparing credit applications, reviewing
quarterly financial reports, conducting regular credit reviews of loans in the
portfolio, providing research and analytics, assisting RMs in preparing client
materials and other administrative tasks as required.
The anticipated salary range for this role is
between $76,000 and $120,000, based on your qualifications especially the
knowledge of financial statements analysis. Annual discretionary bonus is
available based on you and your team’s performance.
Responsibilities
- Conduct analysis and research
on the performance of borrowers to assess historical performance and
future projections; ie. Cash flow analysis, risk capital calculations.
- Gather support documentation to
structure deals, liaise with middle and back office for KYC purposes, and
assist in drafting pre screen memos for the Credit Department.
- Conduct quarterly and annual
reviews of loan portfolio and handle a variety of system and procedural
issues related to the borrowers such as internal grading,
monthly/quarterly reporting, and other ad hoc projects.
- Assist with amendments,
dividend transactions, loan closings and funding, and other credit events
that may impact the borrower.
- Support in the preparation of
client materials (presentations, proposals, RFPs, term sheets, etc.).
- Undertake research and
analytics related to specific sectors, regions or loans, and stay abreast
of current market conditions.
- Provide ad hoc
reports for management.
Requirements
- Formal credit training at
financial institutions preferred.
- Minimum 3-4 years of experience
working at a corporate bank or other financial institution.
- Some knowledge of banking and
prior internships at a bank or financial institution preferred.
- Highly proficient MS Excel,
Word and PowerPoint skills are required.
- Bachelor’s degree in Finance,
Business or Accounting preferred or equivalent education and training.
- Japanese
language skills (business level) preferred but not required.
- Remote
work environment is available from other states within the US for qualified
candidates
Benefits
Salary : $76,000 - $120,000