What are the responsibilities and job description for the Commercial Credit Analyst position at Ascendo Resources?
About the Opportunity
We are working with a well-established financial institution seeking a Credit Analyst to support its commercial lending team. This role focuses on evaluating credit risk, analyzing financial data, and supporting lending decisions across a diverse loan portfolio.
(POSITION FULLY ON-SITE)
Key Responsibilities
- Analyze business and personal financials to assess credit risk
- Review financial statements, cash flow, projections, and supporting loan documentation
- Prepare detailed credit memos for new loans, renewals, and annual reviews
- Perform financial statement spreading and cash flow analysis
- Partner with lenders to support underwriting decisions
- Maintain accurate financial data within internal systems
- Assist with ongoing credit risk management activities
Qualifications
- Bachelor’s degree in Finance, Accounting, Business, or related field OR equivalent experience
- 3 years of experience in commercial credit analysis or banking
- Experience with C&I, CRE, and/or construction lending
- Strong understanding of financial statements, tax returns, and cash flow
- Proficiency in Excel and financial systems
- Knowledge of credit policies and regulatory guidelines
- Strong communication and analytical skills
What We’re Looking For
- Detail-oriented and analytical thinker
- Ability to work independently and manage priorities
- Strong written communication for credit memos
- Collaborative mindset with a proactive approach
Ascendo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or protected veteran status and will not be discriminated against on the basis of disability
Salary : $60,000 - $90,000