About this role:

Wells Fargo is seeking a Credit Risk Specialist within the Home Lending Originations Risk group as part of Corporate Risk. Learn more about the career areas and lines of business at wellsfargojobs.com.

The Credit Risk Specialist has subject matter knowledge to serve as a consultant and resource to corporate and/or front-line management regarding credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies. Successful candidates will have excellent technical writing and oral communication skills to write and present policies, presentations, and executive level communications.

In this role, you will:

• Possess credit policy experience, strong analytic capacity, excellent project management skills, a collaborative approach to issue resolution and excellent writing skills.
• Show previous experience of end-to-end ownership of projects driving timely, thorough results.
• Use innovative thinking to challenge existing process and policy.
• Have experience creating synergies with collaborative business partnerships to drive efficient results which support broader goal of simplifying policy and operations.
• Previous experience working on efforts related to regulatory issues and corrective actions is preferred.

Required Qualifications:

• 2 years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Excellent verbal and written communication skills and interpersonal communication skills
• Proven technical writing and communication skills
• Experience with consumer lending new account and portfolio management underwriting credit decisions and policies.
• Strong analytical skills, including the ability to complete data investigations with high attention to detail and accuracy
• Experience creating synergies with collaborative business partnerships to drive efficient results which support broader goal of simplifying policy and operations.
• Strong collaboration skills with demonstrated ability to successfully manage strategic initiatives with business partners
• Knowledge of origination underwriting platforms
• Strong understanding of income analysis including self-employment cash flow
• Judgmental quality review experience 

Job Expectations:

• This position offers a hybrid work schedule.
• No relocation assistance is provided for this job.
• Ability to work at one of the approved locations in the job posting.

Posting Locations:

• West Des Moines, IA
• Minneapolis, MN
• Charlotte, NC
• Dallas, TX

Posting End Date: 

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.