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THE DIME BANK
Honesdale, PA | Full Time
$34k-43k (estimate)
2 Days Ago
Credit Representative
THE DIME BANK Honesdale, PA
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$34k-43k (estimate)
Full Time 2 Days Ago
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THE DIME BANK is Hiring a Credit Representative Near Honesdale, PA

Job Type

Full-time
Description
Basic Qualifications
Education/Training: A high school diploma or equivalent; AIB related courses or Associate degree in related field preferred.
Skill(s): Clearly communicates in English; proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; moderate computer skills; knowledge of credit application process and/or documentation requirements; visual and auditory skills.
Experience: A minimum of one (1) year related experience normally preferred.
General Responsibilities
Responsible for performing a variety of duties to support the loan origination function; coordinating work within the department, as well as with other departments; reporting pertinent information to the immediate supervisor; responding to inquiries or requests for information.
Essential Duties
1. Performs a variety of duties to support the loan origination function of which the following are illustrative:
a. Underwrites new loan applications in accordance with the Bank's lending policy.
b. Coordinates the receipt of supporting documentation for new loan applications
c. Prepares and sends appropriate disclosures as required by appropriate regulations.
d. Verifies data as required by the Home Mortgage Disclosure Act.
e. Maintains required information and notifies appropriate personnel of credit information deficiencies as appropriate.
f. Prepares adverse action letters for declined loans.
g. Prepares closing documents for consumer and commercial loans via the loan origination platform.
h. Inputs appropriate computer data for new loans to core servicing system.
i. Uploads documentation to document imaging system for new loans
j. Disburses Proceeds for all consumer and commercial loans.
2. Coordinates specific work tasks with other personnel within the department as well as with other departments in order to ensure the smooth and efficient flow of information.
3. Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.
4. Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements.
5. Reports pertinent information to the immediate supervisor as requested, or according to an established schedule; compiles information as necessary or as directed and provides data to appropriate Bank personnel.
6. Responds to inquiries relating to his/her particular area, or to requests from customers, other Bank personnel, etc., within given time frames and within established policy.
Ancillary Duties
1. Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.
Job Location
Indian Orchard Support Center
1055 Texas Palmyra Highway
Honesdale, PA 18431
Equipment/Machines
1. Telephone
2. PC/Computer keyboard
3. Multifunctional Device (Printer, Scanner, Fax, Copier)
4. Calculator
Salary Description

$16.34/hr. - $24.53/hr.

Job Summary

JOB TYPE

Full Time

SALARY

$34k-43k (estimate)

POST DATE

06/18/2024

EXPIRATION DATE

07/03/2024

WEBSITE

dime-bank.com

HEADQUARTERS

EAST LYME, CT

SIZE

100 - 200

FOUNDED

1869

CEO

TERRI SALAS

REVENUE

$10M - $50M

Related Companies
About THE DIME BANK

Committed to serving southeastern Connecticut and Rhode Island, we're a community bank in the truest sense, working where we live and helping our neighbors improve their financial well-being. A Dime Bank Reminder! LinkedIn is a social network. NEVER disclose any personal banking information on this site. Have a banking question? Call (860) 859-4300. Member FDIC, Equal Housing Lender, NMLS #493990

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The following is the career advancement route for Credit Representative positions, which can be used as a reference in future career path planning. As a Credit Representative, it can be promoted into senior positions as a Collections Specialist - Healthcare that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Credit Representative. You can explore the career advancement for a Credit Representative below and select your interested title to get hiring information.