Stearns Bank National Association, a national charter bank, provides financial products and services. It offers personal banking products and services, including checking, savings, holiday savings, money market, and individual retirement accounts, as well as certificates of deposit; and personal, home equity, auto and recreational vehicle loans, and home equity line of credit. The company also provides business banking solutions, such as checking and savings, as well as certificates of deposit; and commercial financial services that include tax credit/affordable housing, small business (SBA) l...oans, commercial and construction loans, equipment finance and leasing, and USDA rural development loans. In addition, it offers insurance, cash management, credit cards, safe deposit boxes, and online banking services. Stearns Bank National Association was formerly known as Stearns County National Bank of Albany and changed its name to Stearns Bank National Association in August 1997. The company was founded in 1912 and is based in St. Cloud, Minnesota. It has bank and ATM locations in Scottsdale, Arizona; Sarasota, Venice, and St. Petersburg, Florida; Jasper, Georgia; and St. Cloud, Albany, Pine City, and North Branch, Minnesota. Stearns Bank National Association operates as a subsidiary of Stearns Financial Services, Inc.
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