>> Retail Loan Officer Retail Loan Officer Summary Title:Retail Loan OfficerID:1414 - PALocation:Philadelphia, PADepartment:Sales Description **About Intercontinental Capital Group:**

Intercontinental Capital Group (ICG) is a rapidly-growing Mortgage Banker currently licensed in 45 states. We pride ourselves on being on the cutting-edge of a changing market, offering the most competitive conventional rates in the industry. Because ICG is a direct lender, we are able to pass savings on to our customers directly and offer a variety of purchase programs tailored to fit the needs of all our borrowers. ICG will provide the necessary training to help our employees work their way up our career path and achieve their professional goals.

Mortgage Loan Officers are responsible for originating loans, conducting borrower interviews, analyzing credit histories, and staying updated about current regulations. Loan Officers will work closely with the processing team, ensuring all documentation is obtained as the loan moves through the process to closing while maintain the highest level of service and ethics.

**Responsibilities:**

* Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate

* community; making sales calls to prospective customers.

* Approves mortgage loans by examining application and supporting documentation; estimating credit-worthiness; calculating

* repayment risk.

* Completes mortgage loans by monitoring collection, verification, and preparation of mortgage loan documentation; structures loans

* including rates and fees; scheduling and completing mortgage loan closing.

* Protects bank's image by keeping mortgage loan information confidential.

* Updates job knowledge by participating in educational opportunities; reading professional publications; maintaining personal networks; participating in professional organizations.

**Skills/Attributes:**

* Active NMLS license with 1 Active State

* Strong written and communication skills

* Ability to remain focused and results oriented in a deadline driven environment

* Strong financial and analytical skills

* Customer service oriented; attention to detail and thoroughness

* Confidentiality and Professionalism a must

**Education/Experience:**

* Minimum of 1 year of experience

* High School Degree