About Us:
We believe everyone deserves a chance to improve their financial future. We're dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.
Some things we're excited about:

• $500 million in spending power used by our members
• Increasing members' credit by 36 points (on average) within the first 3 months
• Backed by First Round Capital and JP Morgan

Products we've built to make an impact:

• Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
• Perpay : Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
• Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home.
About the Role:
The Perpay Marketplace Buyer is responsible for developing and executing a comprehensive strategy to expand our e-commerce marketplace for assigned categories. As a member of the Marketplace team, you will be responsible for sourcing new vendors, growing assortments, and achieving revenue and profit goals for assigned vendors/categories. You will own all aspects of our vendor relationships and will be responsible for negotiating best cost and availability for all products offered on Perpay marketplace.
Our greatest strength is our people and we'd love for you to be one of them!
Responsibilities:

• Execute an assortment and pricing strategy that will enable the Perpay marketplace to achieve annual growth targets while maintaining overall profitability.
• Support growth of marketplace through: assortment expansion and whitespace identification; new vendor prospecting and new vendor onboarding; deep industry and category knowledge.
• Lead negotiations with vendors on item costs, availability, terms and vendor programs.
• Collaborate with internal teams including marketing, product management, and commerce, to ensure seamless integration of new vendors and products into the marketplace
• Be the face of our organization and build brand awareness/attraction through proactive reach outs, trade shows, conferences, and more
• Build trust quickly and lead by influence with the ability to translate between commercial and operational audiences

What You'll Bring:

• Bachelor's degree in business administration, marketing, or a related field
• 2 years experience in buying, merchandising, and/or business development in the retail industry
• Demonstrated success in scaling a marketplace, with a deep understanding of e-commerce trends and best practices
• Detailed understanding of e-commerce, retail and brand awareness
• Excellent analytical skills and proficiency with Microsoft excel and BI reporting tools
• Creative persistence; no obstacle is too large and when there's a will, there's a way
• Ability to communicate effectively and confidently; everything is negotiable

Hey, we know not everybody checks all the boxes, so if you're interested, please apply because you could be just what we're looking for!
What We'll Bring:

• Competitive salary company equity
• 401k with company match
• Medical / Dental / Vision insurance
• Flexible Spending Account (FSA)
• Relocation assistance
• Pre-tax commuter benefit
• Student loan repayment match
• Gym subsidy with City Fitness
• Cell phone plan
• Paid parental leave
• Unlimited PTO

Additional Perks:

• Opportunity to gain experience at one of the fastest-growing financial startups in the country
• Work on both e-commerce & fintech customer-facing products
• Collaborate cross-functionally with product, design, marketing, operations, data teams, and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.