Thank you for your interest in Bellco Credit Union! Were a local not-for-profit organization that has been giving back to our members, the communities we serve, and of course, our employees since 1936. Offering one of the best employee benefits packages around, Bellco is a leader in fostering, developing, and engaging staff to become expert financial-service ambassadors. Youre a part of something more at Bellcoa place you can be proud of.

**LOCATION** **:** Thornton Branch **FUNCTION DESCRIPTION** **:** Medical/Dental/Vision Insurance

Up to 8% 401(k) employer match

Education benefits like Student Loan Assistance and Tuition Reimbursement

Auto & Mortgage Loan Discounts

**QUALIFICATIONS/REQUIREMENTS** **:** **Education** : High school diploma or equivalent is required **Experience** : 1-year sales or customer service preferred; 6-months cash handling experience; a minimum of 6-months experience with Bellco or in financial services is preferred. **Skills** **:** * Loan experience preferred

* Demonstrated abilities related to sales and achievement of sales goals

* Bilingual (Spanish) is strongly preferred

* Proven ability and willingness to identify needs and sell appropriate products

* Previous loan experience desired

* Ability to interact with others in a positive manner, both in person or by phone

* Ability to enter data and update member financial records accurately and efficiently via computer terminal

* Strong communication skills, both oral and written

- Demonstrates Bellcos WOW philosophy in all interactions with members, prospective members, and personnel in other Bellco departments.

- Communicates with members in a positive manner, both in person and/or by phone.

- Practices Bellco service standards in all interactions with members, prospective members, and personnel in other Bellco departments.

- Deepens member relationships by cross-selling products and services.

- Contributes to corporate and branch goals and supports current business priorities.

- Understands and communicates key features and benefits of all Bellco products and services including the various types of loan and deposit products.

- Communicates key mortgage product features, including LTV, discount points and rate bumps, escrows, mortgage insurance, etc.

- Demonstrates remote access financial service devices including Online Banking, TELLERphone, and ATMs.

- Accesses member accounts to accurately perform the following non-lending service transactions, including:

- Maintain a cash drawer

- Post deposit to accounts

- Process cash advance transactions

- Order member checks

- Issue official checks

- Redeem bonds

- Process loan payments

- Transfer funds between accounts

- Assist with branch balancing, branch operations and ATM balancing

- Process money orders

- Process travelers checks

- Process miscellaneous negotiable items

- Accurately enters and completes transactions including loan applications in Bellco systems.

- Opens new accounts by following the approved new account opening procedure; initiates a credit application; identifies financial product and service needs; follows current underwriting guidelines and uses credit scoring or traditional underwriting to approve credit applications; refers members to appropriate Bellco personnel for advanced product and service needs.

- Analyzes credit bureau reports to accurately identify member financial needs and sales opportunities.

- Understands and effectively implements all appropriate regulations.

- Accurately enters and completes loan applications into the Bellco LPM system.

- Adheres to current underwriting guidelines and loan closing procedures; accurately completes loan closing documents; disburses loans as required.

- Accesses member accounts to accurately perform financial service transactions.

- May also be called upon to accurately perform any branch duties.

- Additions or modifications to these requirements may be made as needed to maintain service levels to members.

- Regular and punctual attendance.