8 commercial loan processor Jobs in san antonio, tx
Firstmark Credit Union is Hiring a Commercial Loan Officer Near San Antonio, TX
The Commercial Loan Officer is a dynamic position, responsible for maintaining and developing business relationships with commercial lending clients, key business partners, and supporting credit union projects and initiatives.
The Commercial Loan Officer is responsible for representing the credit union to current and potential business owners, assisting with loan applications, requesting necessary documentation and interviewing to streamline the process for both the members and management. In addition, responsible for reviewing and approving small credit requests under individual lending authority.
The position will also be involved with credit union initiatives in support of the Chief Experience Officer, including but not limited to, the coordination of identifying future real estate opportunities and building strategic partnerships for the credit union.
Key Accountabilities:
- Professionally represent the Credit Union both internally and externally
- Builds and fosters business relationships with strategic partners in support of business plans.
- Assesses the viability of commercial property for purchase or lease by the credit union utilizing market knowledge. Collaborates with real estate brokers, attorneys, and other contacts as needed.
- Collaborate with internal departments, consultants, and Texas Credit Union Department, to support the expansion of Field of Membership initiatives. Will compile and analyze data for completing application to amend bylaws.
- Originates, services, and manages various types of commercial loans including real estate acquisition and refinance, land, construction, renovation, commercial vehicles, equipment, working capital lines of credit and commercial credit cards while meeting established quality, and income goals, and otherwise ensures each loan meets appropriate underwriting criteria.
- Establishes and maintains NCUA and FMCU compliant loan files.
- Maintain file maintenance of tickler system to ensure accurate and complete tracking of on-going financial and non-financial documentation.
- Recommends enhancements to Commercial Lending procedures by continually analyzing the logic and feasibility of current practices.
- Performs other duties as assigned by immediate supervisor.
- Bachelor's degree in Business Administration, Finance, Accounting or equivalent and two years of experience with Commercial Lending and Underwriting required.
- Previous commercial loan/banking experience, including credit analysis, is necessary.
- Ability to analyze financial statements and business conditions and make reliable and defensible underwriting decisions. Financial or mathematical aptitude required to compute financial calculations, profitability models, cash flow models, and income projections and interpret related financial concepts.
- Superior business development and interpersonal skills required to establish and maintain professional business relationships.
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
Job Summary
Full Time
$67k-90k (estimate)
05/01/2024
05/16/2024
firstmarkcu.org
SAN ANTONIO, TX
200 - 500
1932
$10M - $50M
Banking
Related Companies
About Firstmark Credit Union
In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union when membership qualifications were expanded to help more people in our community. Although our name changed, we continue to be deeply rooted in the education community. Today, we are committed more than ever to the success of our educators and those who support them. We are proud to ...
be a credit union founded by educators for educators! Firstmark Credit Union is a member-owned, locally controlled not-for-profit financial cooperative. Firstmark has over $1 Billion in assets and more than 97,000 members. Federally Insured by the NCUA. Equal Housing Lender.
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The following is the career advancement route for Commercial Loan Officer positions, which can be used as a reference in future career path planning. As a Commercial Loan Officer, it can be promoted into senior positions as a Group/Region Manager I (Commercial Loans) that are expected to handle more key tasks, people in this role will get a higher salary paid than an ordinary Commercial Loan Officer. You can explore the career advancement for a Commercial Loan Officer below and select your interested title to get hiring information.
If you are interested in becoming a Commercial Loan Officer, you need to understand the job requirements and the detailed related responsibilities. Of course, a good educational background and an applicable major will also help in job hunting. Below are some tips on how to become a Commercial Loan Officer for your reference.
Step 1: Understand the job description and responsibilities of an Accountant.
Quotes from people on Commercial Loan Officer job description and responsibilities
Consulting with managers about credit policies, credit lines, standards, and procedures
02/19/2022: El Paso, TX
Advising clients on suitable loan and credit options.
04/17/2022: Lansing, MI
Liaising between borrowers and underwriting departments.
03/12/2022: Queens Village, NY
Training and supervising loan administrators.
02/17/2022: Houston, TX
Obtaining and assessing financial information, including financial statements and credit histories.
03/29/2022: Buffalo, NY
Step 2: Knowing the best tips for becoming an Accountant can help you explore the needs of the position and prepare for the job-related knowledge well ahead of time.
Career tips from people on Commercial Loan Officer jobs
On-the-job Training & Related Experience.
01/26/2022: Cheyenne, WY
Certification (recommended / optional).
02/26/2022: Grand Rapids, MI
Determine an Acceptable Level of Risk.
03/01/2022: Charleston, SC
Take time each day to count the good things.
04/04/2022: Mcallen, TX
Organize, Organize, Organize.
02/06/2022: Corpus Christi, TX
Step 3: View the best colleges and universities for Commercial Loan Officer.
