Connections Credit Union is looking for a full-time Loan Officer for our Idaho Falls Branch. Bilingual in Spanish is a plus! We're looking for a candidate that has a passion for helping others, is eager to get creative and has a positive attitude.
Connections Credit Union is a $250 million credit union that serves southern Idaho. We know employees are our greatest asset to making our 85-year legacy of excellent service to our 20,000 members. We make sure that our team members have what they need to excel at their jobs, provide ongoing opportunities for training and development, and promote teamwork in a positive work environment.
Connections Credit Union is what you would call "formally informal". At CCU, you can wear business casual jeans/denim all week with CCU embroidered shirts. We offer an excellent work life balance starting at approximately 144 hours of PTO annually. Employer paid medical/dental and vision premiums for the employees. We offer monthly and quarterly incentives above your hourly wage. A compassionate and caring culture that is committed to hearing employees' suggestions. A growing credit union open to change and evolution.
Role: To assist members with their consumer lending needs; analyze loan requests and make credit decisions based on lending policy
Duties/Responsibilities:

• Interviews member loan applicants to develop information concerning their loan needs, earnings, and financial condition.
• Analyzes current financial position of members to determine the degree of risk involved in extending credit or lending money.
• Makes decision to approve, disapprove, or forward the loan request to higher levels for decision.
• Explains loan programs to members, evaluates their needs and recommends loan options.
• Establishes the terms and conditions of an approved loan and reviews them with the member.
• Prepares and/or reviews all loan documents for completeness and accuracy.
• Authorize changes in loan terms, waivers of payments, due date change, etc. on existing loans.
• Participates in sales development activities.
• Follows current loans to ensure compliance with terms and coordinates with collections.
• Keeps informed of current trends in consumer credit.

Experience: Two years or more of similar or related experience including loan documentation, underwriting policies, and compliance. Proven to handle multiple loans and meet closing dates.
Education: High school education or GED.
Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other Skills: Possess good listening and people skills. Ability to analyze a member's financial situation. Ten-key/Calculator and keyboard proficient
Physical Requirements: Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 20 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours whenever required or requested by management. Must be capable of travel by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities. Must be capable of regular, reliable and timely attendance.
Schedule: Monday - Friday / 8:30am - 5:30pm
Pay: $19.00-$26.00 per hour/DOE Connections Credit Union also offers monthly annual incentives if eligible.
Benefits: Connections Credit Union provides full-time employees with excellent medical and dental insurance, vision benefits, 401(k) matching, life insurance, long-term and short-term disability insurance, voluntary life benefits, paid federal holidays, flex time, birthday paid time off, and so much more.
CONNECTIONS CREDIT UNION is an EEO employer - M/F/Vets/Disabled