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Commercial & Ag Relationship Banker
Community Bank | Ford County, IL
The Opportunity
We're looking for a Commercial & Ag Relationship Banker to join our team and take over an established loan and deposit portfolio from day one. This is a rare chance to step into built-in relationships with local farmers and business owners while having the runway to grow the book further.
What You'll Do
- Manage and grow an inherited portfolio of commercial and agricultural relationships
- Structure and underwrite commercial and ag loans, including operating lines, equipment, real estate, and farmland financing
- Analyze financial statements, cash flow, and collateral to make sound credit decisions
- Build new business through community involvement and local ag networks
- Partner with credit and support teams to ensure smooth loan processing and servicing
- Stay current on ag market trends, commodity cycles, and local economic conditions
What You Bring
- Solid understanding of agriculture and how farm operations, land values, and commodity markets affect lending decisions
- Credit underwriting background — comfortable reading financials and structuring deals that make sense
- Bachelor's degree in finance, ag business, or related field preferred, or equivalent experience
- Strong communication and relationship-building skills
- Ties to or familiarity with the Ford County / Central Illinois farming community a plus
Why This Role
- Inherited portfolio means immediate impact, not a cold start
- Community bank culture — real decision-making authority, less red tape
- Work directly with local producers and business owners who value a banker who understands their world
Salary : $80,000 - $110,000