What are the responsibilities and job description for the Commercial Lender position at W3Global?
Company Description
The client is a community-focused financial institution committed to providing relationship-based banking and personalized financial solutions to local businesses and individuals. The client takes pride in local decision-making, exceptional customer service, and building long-term relationships within the communities it serves. With a collaborative culture and strong commitment to integrity, the client empowers employees to make meaningful contributions while helping businesses achieve long-term success.
Position Overview
The client is seeking an experienced Commercial Lender to manage and grow a commercial loan portfolio in the Alexandria area. This is a full-time, on-site position focused on relationship building, commercial lending, financial analysis, and delivering customized lending solutions to business clients.
The ideal candidate will have extensive commercial lending experience, strong credit analysis skills, and a passion for helping local businesses succeed through personalized financial solutions.
Key Responsibilities
The client is a community-focused financial institution committed to providing relationship-based banking and personalized financial solutions to local businesses and individuals. The client takes pride in local decision-making, exceptional customer service, and building long-term relationships within the communities it serves. With a collaborative culture and strong commitment to integrity, the client empowers employees to make meaningful contributions while helping businesses achieve long-term success.
Position Overview
The client is seeking an experienced Commercial Lender to manage and grow a commercial loan portfolio in the Alexandria area. This is a full-time, on-site position focused on relationship building, commercial lending, financial analysis, and delivering customized lending solutions to business clients.
The ideal candidate will have extensive commercial lending experience, strong credit analysis skills, and a passion for helping local businesses succeed through personalized financial solutions.
Key Responsibilities
- Develop, manage, and grow a commercial loan portfolio.
- Build and maintain long-term relationships with commercial customers and business owners.
- Analyze financial statements, credit reports, and business performance to evaluate lending opportunities.
- Structure and recommend commercial lending solutions that meet customer needs.
- Assess credit risk and ensure sound lending decisions.
- Guide clients through the commercial lending process from application to closing.
- Monitor existing loan relationships and portfolio performance.
- Represent the client at community events and business networking opportunities.
- Stay informed on banking regulations, market trends, and lending practices.
- Mentor and support members of the commercial lending team.
- Promote a collaborative, customer-focused banking environment.
- 8 years of commercial lending and portfolio management experience.
- Strong financial analysis and credit underwriting skills.
- Experience developing and managing commercial loan portfolios.
- Excellent relationship-building and customer service skills.
- Strong understanding of commercial lending products and banking regulations.
- SBA lending experience is preferred but not required.
- Excellent communication, negotiation, and presentation skills.
- Ability to work independently while collaborating with internal teams.
- Medical Insurance
- Dental Insurance
- Vision Insurance
- 401(k) / Profit Sharing Plan
- Paid Time Off (PTO)
- Sick Leave
- 11 Paid Holidays
- Employee Banking Discounts
- Competitive Benefits Package
- Full-Time
- On-Site
- Alexandria, Minnesota