Mortgage Loss Draft Specialist

Job Title: Loss Draft Specialist

Location: Henderson, NV

Job Type: Full time

Company: Village Capital and Investment LLC

Introduction

Village Capital is a well-established mortgage company committed to delivering a quick, efficient, and quality mortgage loan process to our customers and business partners. We are a nationwide mortgage lender specializing in FHA, VA, USDA Loans. Our Headquarters are located in Henderson NV. We are a lender/servicer, who works with loan originators, brokers, and correspondents to offer our customers great rates and good terms.

Key Responsibilities

• Monitor insurance claims funds for repairs to damaged properties, ensuring funds are properly tracked and disbursed.
• Issue and review inspections to confirm completed repairs match the disbursements issued, maintaining strict compliance with requirements.
• Maintain communication with homeowners, via phone and email, to track required documentation and provide updates throughout the claim process.
• Coordinate with insurance carriers to process claims on loan in foreclosure or at risk, ensuring proper claims handling documentation.
• Collaborate with internal departments, including hazard insurance, foreclosure, bankruptcy and property preservations, to validate that claims align with accurate valuations and coverage requirements.
• Manage relationships with inspections vendors, ensuring timely receipt of accurate inspection reports to support disbursement decisions.
• Verify hazard insurance coverage with the hazard department to confirm sufficient policy protection on damaged properties.
• Follow investor, insurer and regulatory guidelines regarding loss draft procedures , claim documents and disbursement of funds.
  
  

Basic Qualifications

• Proven experience with problem-solving skills and attention to detail
• Strong communication and interpersonal skills
• Ability to work independently and as part of a team
• Proficiency in Windows and ICE Black Knight (ICE preferred)
• Strong problem-solving skills and attention to detail
  
  

Specific Qualifications

• Excellent problem-solving and analytical skills.
• Strong attention to detail and accuracy in financial transactions.
• Ability to multitask and work effectively in a deadline-driven environment.
• Strong verbal and written communication skills.
• Background in customer service within mortgage or financial services.
  
  

Preferred Qualifications

• Experience working with insurance providers.
• Knowledge of mortgage servicing software and escrow analysis tools.
• 1 years of experience in mortgage servicing, escrow, or related field preferred.
• Strong understanding of escrow processes and insurance disbursements.
• Familiarity with RESPA, CFPB regulations, and industry guidelines.
• Proficiency in mortgage servicing platforms (e.g., MSP, Black Knight, FIS, or similar).
  
  

Benefits

• 401(k) matching
• Dental insurance
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Vision insurance
  
  

In Summary

If you are looking for an opportunity to contribute to a growing organization that values your skills and expertise, we want to hear from you. At Village Capital and Investment LLC, we believe in fostering a supportive and inclusive work environment that encourages professional growth. Apply today to take the next step in your career with us!