Senior Financial Analyst

About Us

Veros Credit is committed to making vehicle ownership possible for everyone. Through our vast network of independent and franchise dealers, we have helped countless customers with their financing needs, allowing them to drive off in the vehicle they deserve.

We realize that our greatest assets are our employees, which is why we strive to make work welcoming and fun but offer limitless opportunities for growth and advancement. At Veros Credit, you can look forward to company events, free meals quarterly, holiday activities, and more. You will be greeted by friendly, positive, and ambitious team members, and work alongside leaders who encourage and value your new ideas. We are proud to say that it is this sense of community that makes us excited to walk through the door every day.

Some Of Our Benefit Offerings Include

• Medical, Dental, and Vision Insurance
• Life Insurance
• Flexible Spending Accounts (FSA)
• Accident, Hospital, Indemnity Insurance
• Short Term Disability (STD) and Long-Term Disability (LTD) Insurance
• Employee Assistance Program (EAP)
• 401(k) Plan
• Employee Stock Ownership Plan (ESOP)
• Tuition Reimbursement
• Paid Holidays
• Paid Time Off (PTO)
• Transportation Reimbursement Benefit (Mass Transit, Carpool, and Plug-In Electric Vehicle)
• Referral Bonus
• Quarterly lunches
• Daily fresh fruit
• Office Starbucks Coffee/Latte/Espresso Machine
• And a lot more!
  
  

About The Position

The Senior Financial Analyst is responsible for managing daily cash operations, liquidity forecasting, and working capital to ensure sufficient funding for business operations. The role supports strategic financial planning through budgeting, forecasting, and variance analysis to support business decision-making. Additionally, the position assists with securitizations, warehouse line management, and capital market activities, including ABS funding and reporting, while ensuring compliance with internal controls, lender requirements, and regulatory standards.

Essential Responsibilities

• Lead daily cash management and liquidity forecasting, ensuring adequate funding for operations and minimum balance requirements.
• Maintain driver-based financial models, supporting monthly forecasts, annual budgeting, long-range planning, and scenario forecasting.
• Prepare monthly service reports, improving accuracy and timeliness for warehouse and investor reporting.
• Prepare and submit daily/weekly funding requests to warehouse lenders, ensuring accuracy of collateral data and conformity with borrowing base requirements.
• Prepare monthly FP&A support to departments by preparing variance analyses, updating departmental forecasts, and providing financial insights to guide decision-making.
• Prepare the monthly budget and analyze key drivers, identifying variances and opportunities to improve financial performance.
• Assist in executing new securitizations by supporting data preparation and documentation.
• Assist in warehouse line renewals by updating collateral performance data, reviewing eligibility criteria, and supporting lender due diligence.
• Assist with audits, policy documentation, and process improvements to strengthen treasury and FP&A governance.
• Collect and provide data for Rating Agencies and other parties as directed.
• Investigate questionable data and recommend actions to resolve discrepancies.
• Other duties as assigned.
  
  

Essential Requirements

• Minimum of 6 years of experience in treasury or related finance roles, preferably within auto finance.
• Strong knowledge of budgeting, forecasting, variance analysis, and long-range financial planning methodologies.
• Familiarity with ABS funding structures, including warehouse lines, auto ABS, and securitization mechanics.
• Working knowledge of capital markets, including debt instruments, funding strategies, and hedging considerations.
• Ability to review and interpret complex financial documentation, create and analyze cash flow and fair value models, and understand financial statements.
• Strong interpersonal skills, with the ability to interact professionally, tactfully, and collaboratively across all organizational levels.
• Demonstrated critical thinking, problem-solving, project management, and organizational skills.
• Highly detail-oriented and organized, able to manage multiple priorities in a fast-paced environment independently or as part of a team.
• Excellent written and verbal communication skills for reporting, presentations, and cross-functional collaboration.
• Proficient in the Microsoft Office suite, including Word, Advanced Excel, Outlook, PowerPoint, and Visio.
• Advanced quantitative and financial analysis skills, particularly using Microsoft Excel.
• Fluency in SQL for data extraction, manipulation, and reporting.
• Bachelor’s degree in Finance, Accounting, Business Administration, or equivalent professional experience, or equivalent work experience.
  
  

Veros Credit, LLC is an equal opportunity employer.

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