What are the responsibilities and job description for the Credit Risk Manager, Vice President position at Veracity Software Inc?
Location: New York County, NY
Position Type: Full-Time | Hybrid (4 days onsite, 1 day remote)
Industry: Financial Services
The Credit Risk Manager, Vice President will be responsible for managing a portfolio of clients, performing due diligence, and conducting in-depth credit risk analysis of corporate or financial institution customers. This position includes structuring deals, supporting policy development, and mentoring junior analysts. The ideal candidate will bring strong analytical abilities, independent decision-making skills, and a deep understanding of regulatory and credit risk environments.
Key Responsibilities:
Portfolio & Credit Risk Management:
Required:
Full Name:
Degree Major with University and Completion Year:
Total Years of Experience in Credit Risk / Financial Analysis:
Years of Experience Analyzing Financial Institutions (FI):
Experience Performing Due Diligence on FI or Corporate Clients (Yes/No Details):
Experience in Financial Modeling & Risk Rating Assignments (Yes/No Tools Used):
Knowledge of Loan Documentation & Structuring (Yes/No Experience):
Familiarity with US/Japanese Regulatory Framework (FRB, FDIC, FSA, BOJ)? (Yes/No Details):
Experience Leading or Mentoring Junior Analysts? (Yes/No Years):
Can you walk me through a time when you identified a credit risk in a deal, restructured the terms, and influenced the outcome? What was your role and the result?
Motivation / Reason for Interest in this Position:
Contact Number:
Email ID:
LinkedIn ID:
Full Address (Street, City, State, ZIP Code):
Notice Period (in weeks):
Current Work Authorization (US Citizen, GC, H1B, etc.):
Expected Salary:
Are you comfortable working in a hybrid setup (4 days onsite, 1 day remote) in New York County? (Yes/No):
Position Type: Full-Time | Hybrid (4 days onsite, 1 day remote)
Industry: Financial Services
The Credit Risk Manager, Vice President will be responsible for managing a portfolio of clients, performing due diligence, and conducting in-depth credit risk analysis of corporate or financial institution customers. This position includes structuring deals, supporting policy development, and mentoring junior analysts. The ideal candidate will bring strong analytical abilities, independent decision-making skills, and a deep understanding of regulatory and credit risk environments.
Key Responsibilities:
Portfolio & Credit Risk Management:
- Independently manage a portfolio as the assigned credit officer.
- Perform ongoing due diligence and scheduled credit reviews.
- Analyze borrower financials, industry, business, legal risks, and assign accurate credit ratings.
- Prepare detailed credit applications and recommendations in line with internal policies.
- Partner with business/product teams to evaluate new transactions.
- Identify and mitigate structural risks in deal terms.
- Advise stakeholders on risk exposure, terms, and profitability enhancement.
- Communicate directly with the credit division with minimal management support.
- Ensure adherence to all internal and external (regulatory) compliance requirements.
- Participate in policy updates and credit framework enhancements.
- Support and train junior analysts on credit processes and complex assignments.
- Act as a subject matter expert to enhance the team's analytical capabilities.
Required:
- Bachelor's degree in Finance, Economics, Accounting, or related field.
- 6 years of experience in credit or risk analysis within financial institutions.
- 3 years of experience specifically analyzing financial institutions and conducting due diligence.
- Advanced financial modeling capabilities to assess repayment capacity.
- In-depth understanding of corporate loan documentation and credit risk structuring.
- Familiarity with U.S. (FRB, FDIC) and/or Japanese (FSA, BOJ) regulatory environments.
- Experience mentoring or supporting junior analysts.
- Exposure to international financial institutions.
- Familiarity with rating agency methodologies or internal rating systems.
Full Name:
Degree Major with University and Completion Year:
Total Years of Experience in Credit Risk / Financial Analysis:
Years of Experience Analyzing Financial Institutions (FI):
Experience Performing Due Diligence on FI or Corporate Clients (Yes/No Details):
Experience in Financial Modeling & Risk Rating Assignments (Yes/No Tools Used):
Knowledge of Loan Documentation & Structuring (Yes/No Experience):
Familiarity with US/Japanese Regulatory Framework (FRB, FDIC, FSA, BOJ)? (Yes/No Details):
Experience Leading or Mentoring Junior Analysts? (Yes/No Years):
Can you walk me through a time when you identified a credit risk in a deal, restructured the terms, and influenced the outcome? What was your role and the result?
Motivation / Reason for Interest in this Position:
Contact Number:
Email ID:
LinkedIn ID:
Full Address (Street, City, State, ZIP Code):
Notice Period (in weeks):
Current Work Authorization (US Citizen, GC, H1B, etc.):
Expected Salary:
Are you comfortable working in a hybrid setup (4 days onsite, 1 day remote) in New York County? (Yes/No):