Indirect Underwriter

Indirect Underwriter

*This position is hybrid-remote and will require on-site work at our North Austin headquarters.*

We are looking for dynamic, extraordinary, and self-motivated individuals with a passion for fostering productive relationships with auto dealers and delivering exceptional service to all credit union members, prospective members, and lending partners. If you have had proven success in your past career with auto financing and/or indirect lending functions and are looking to expand business development with auto dealerships, this may be the job for you!

At Velocity, we are committed to upholding our mission of providing our community with personalized service and unique value as their local banking alternative. We take pride in our work culture, exemplify our core values daily, and stand by the credit union philosophy of People Helping People to continue to drive our vision of making a positive impact on our members and their financial goals.

Your experience includes:

• Three years of experience in indirect auto financing lending or a related field are required.
• Proficiency in Excel and analytical skills required.
• Knowledge of credit union policies and regulations, procedures, and services, with special detailed knowledge of lending policies, procedures, and guidelines.
• Advanced knowledge and experience with auto lending practices preferred.
• Knowledge of the fundamentals of the financial/lending industry
• Experience in making credit decisions pertaining to loan approvals and denials within a set credit authority.
• Passion for providing outstanding service and a positive attitude.
• Ability to work in a fast-paced environment with high attention to detail.
• Effective time management includes the ability to prioritize responsibilities and organize work tasks.
• Ability to train and motivate staff in the area of loans and dealership financing.

What you'll do:

As an Underwriter, you will assist members with their lending needs, providing information, identifying their requirements, and recommending other Velocity products and services to meet those needs. You will also assist with various steps involved in credit granting, including completing necessary documentation and interacting with external parties to finalize a loan.

Why you should choose Velocity:

This position offers competitive pay, great benefits including medical/dental/vision, 401(k) with matching, flexible spending accounts, a fun working environment and culture, generous paid time off, company-paid life insurance and disability, referral bonuses, paid holidays, discounted gym membership, tuition reimbursement, training and ongoing coaching, opportunities for career growth, employee reward and recognition system, employee and family events, and more!

Velocity provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, genetics, sexual orientation, national origin, age disability, or status as a covered veteran in accordance with applicable federal, state and local laws.