What are the responsibilities and job description for the Claims Counsel position at USLI?
About Us: At USLI, we’re not just about insurance — we are committed to making a difference, both internally and externally. Our community is built upon five values: Caring, Attitude, Respect, Empathy and Energy. Our commitment to these values leads us to make better decisions and furthers our true sense of community. By joining our team, you'll be part of a vibrant organization that values innovation, collaboration, and growth. Here, you’ll have the opportunity to shape the future of insurance and make a meaningful impact.
Your Role: You will use your legal experience to provide guidance on complex litigation across various claim types. You will play a pivotal role as a coverage specialist in evaluating and analyzing coverage, overseeing coverage and complex litigation, and providing legal opinions to claims personnel.
Key Responsibilities:
- Claims Counsel: Serve as internal claims counsel to support claims adjusters.
- Coverage evaluation: Identify, evaluate, and analyze coverage issues.
- Letter drafting: Draft comprehensive coverage and denial letters to ensure clarity in communication with policyholders.
- Litigation oversight: manage outside counsel in litigated matters.
- Settlement negotiation: Proactively negotiate settlement of claims within evaluation and designated authority levels.
- Legal research: Perform legal research and provide legal opinions to claims personnel. Keep abreast of insurance coverage case law, trends and experience and prepare summaries for dissemination of information within the company on coverage cases and trends.
- Travel: Occasional travel.
Additional Responsibilities:
What You’ll Bring:
- Legal expertise: Juris Doctorate
- Analytical skills: Ability to evaluate complex legal issues
- Negotiation skills: Strong negotiation abilities to effectively resolve disputes and manage settlements.
- Communication skills: Excellent oral and written communication skills for drafting letters and providing legal opinions
- Organizational skills: Ability to work independently, manage multiple cases simultaneously, and maintain efficient operations.
Qualifications:
- Education: Juris Doctorate (JD).
- Experience: 1 to 5 years of law firm/litigation experience and/or 3-7 years of claims handling experience.
- Technical skills: Good working knowledge of Westlaw and the ability to perform legal research efficiently.
Passion and drive can be just as important as experience. If you’re excited about this opportunity, we’d love to hear from you!
Position affords 5 days per month to work remotely.
What We Offer: One of the advantages of working at USLI is the competitive salary and benefits program we offer full-time and eligible part-time employees. Benefits include performance-based triannual bonuses, medical benefits paid at 100% for full-time employees and 80% for eligible part-time employees, a profit-sharing program, free lunch every day while onsite, and more than 450 annual personal and professional development courses. Explore more company benefits.
Why USLI? At USLI, we are committed to fostering a vibrant and inclusive community that celebrates the rich diversity of all ethnicities, nationalities, abilities, genders, gender identities, sexual orientations, ages, religions, socioeconomic backgrounds, and life experiences. We understand the importance of continuous learning, self-reflection, acknowledging our biases, and expanding our perspectives beyond our own. We actively encourage open dialogue on diversity, equity, inclusion, and belonging to support a workplace where every individual feels valued, respected, and empowered to contribute at their fullest potential. Join us in building a diverse and inclusive environment where our shared values drive us toward excellence.