What are the responsibilities and job description for the Mortgage Underwriter position at US Mortgage Corporation?
Description:
- Assume responsibility for the quality of underwriting of all loans to ensure all investor and agency guidelines have been met
- Meet established turnaround times set by the Underwriting Manager
- Analyze all loan packages for accuracy, completeness, and indications of fraud
- Review appraisals, income, and asset documentation for compliance with agency and investor guidelines
- Work with post-closing to clear conditions as needed
- Bachelor’s degree preferred
- Minimum 5 years of mortgage underwriting experience
- Strong knowledge of Conventional and Government (FHA/VA) guidelines (FNMA/FHLMC)
- Non-QM experience is a plus
- Active CHUMS ID required
- Experience with Encompass or similar LOS systems
- Strong analytical, organizational, and problem-solving skills
- Excellent verbal and written communication skills