What are the responsibilities and job description for the Licensed Loan Officers position at United Mortgage Lending LLC?
Company Description United Mortgage Lending LLC provides clients with high-quality mortgage and financial services, combined with competitive rates tailored to local markets. The team of experienced mortgage professionals works closely with clients to develop financing solutions aligned with individual goals and long-term plans. The company focuses on building lasting relationships through personalized guidance and consistent service excellence. United Mortgage Lending LLC is an Equal Housing Lender and maintains clear consumer protections, including a published privacy policy and participation in regulatory programs such as the Texas Recovery Fund. Applicants can expect a professional, compliant environment dedicated to responsible lending and client care.
Role Description The Licensed Loan Officer is a full-time, hybrid role based in Troy, MI, with flexibility for some work from home. Day-to-day responsibilities include originating residential mortgage loans, guiding clients through loan options, and helping them select appropriate products based on their financial goals and qualifications. The role involves collecting and analyzing borrower documentation, working closely with underwriting to ensure complete and accurate files, and managing loan pipelines from application through closing. Licensed Loan Officers provide responsive customer service, communicate clearly with borrowers, real estate professionals, and internal teams, and ensure compliance with lending regulations and company policies. This position requires proactive outreach, relationship building, and maintaining up-to-date knowledge of mortgage products, interest rates, and industry guidelines.
Qualifications
Role Description The Licensed Loan Officer is a full-time, hybrid role based in Troy, MI, with flexibility for some work from home. Day-to-day responsibilities include originating residential mortgage loans, guiding clients through loan options, and helping them select appropriate products based on their financial goals and qualifications. The role involves collecting and analyzing borrower documentation, working closely with underwriting to ensure complete and accurate files, and managing loan pipelines from application through closing. Licensed Loan Officers provide responsive customer service, communicate clearly with borrowers, real estate professionals, and internal teams, and ensure compliance with lending regulations and company policies. This position requires proactive outreach, relationship building, and maintaining up-to-date knowledge of mortgage products, interest rates, and industry guidelines.
Qualifications
- Demonstrated expertise as a Licensed Loan Officer, with a strong track record in residential Loan Origination.
- Solid foundation in Finance, including understanding of credit, income analysis, debt-to-income ratios, and mortgage products.
- Experience collaborating with Underwriting teams, ensuring complete, accurate documentation and smooth approvals.
- Strong Customer Service skills, with the ability to communicate complex information clearly and build trusting client relationships.
- Active state mortgage loan originator license (or ability to obtain), and familiarity with federal and state lending regulations.
- Proficiency with loan origination systems and basic office software; strong organizational and time-management abilities.
- Comfort with a hybrid work environment, maintaining productivity and professionalism both in-office and remotely.
- Prior experience in mortgage lending, banking, or financial services preferred; bilingual communication skills are a plus.