Commercial Lending Officer - Junior

At TRUE Community Credit Union, we exist to inspire the pursuit of a life well lived. We are seeking a relationship-driven and analytically strong Junior Commercial Lending Officer with prior commercial lending experience to help grow our commercial presence across Michigan. The successful candidate will bring both business development drive and credit discipline, along with a passion for building relationships, supporting business members, and growing their commercial lending career. Through hands-on experience, mentorship, and professional development, this role provides a clear pathway to becoming a Commercial Lending Officer at TRUE.

Location: Remote within Michigan, with regular travel throughout the state and occasional branch presence as business needs require.

Expected Starting Salary Range: $65,150 - $80,480 (may increase based on relevant work experience).

Our goal is to develop this individual into a Commercial Lending Officer. Candidates who successfully complete the required training, demonstrate strong performance, and meet lending production expectations can progress to a fully functioning Commercial Loan Officer position within approximately two years, with compensation transitioning to a competitive base salary plus commission structure.

What You'll Do

• Generate new business and commercial lending opportunities throughout the state of Michigan through relationship development, community presence, referrals, and proactive outreach.
• Build and strengthen relationships with business members and prospects by understanding their goals and recommending lending solutions that support long-term success.
• Originate business and commercial loan opportunities while supporting sound credit quality and alignment with TRUE's risk standards.
• Partner with internal teams to support underwriting, credit analysis, portfolio management, and a smooth member experience from opportunity through closing.
• Contribute to ongoing portfolio monitoring, financial review, and risk awareness while building the knowledge and experience needed to advance into a Commercial Lending Officer role.
• Successfully transition into a Commercial Lending Officer position within approximately two years based on performance, demonstrated capability, and business impact.

What You Bring

• Experience generating loans, including business loans or commercial loans, with a demonstrated ability to develop new business opportunities.
• Background in one or more of the following: underwriting, portfolio management, business analysis, commercial credit analysis, or business portfolio management.
• Strong financial and analytical skills, including the ability to assess business performance, creditworthiness, and lending risk.
• Ability to balance relationship development with sound credit judgment and operational follow-through.
• Strong communication skills, business presence, and a commitment to delivering exceptional member experiences.
• Experience in a credit union, bank, or commercial financial services environment is preferred.

Benefits

Supporting our team is just as important as serving our members. We offer a comprehensive benefits package that includes benchmark-setting medical, dental, and vision coverage, a 401(k) plan and employer-funded pension, generous paid time off and paid holidays, paid birthday leave, volunteer time, and inclusion time to celebrate the moments and traditions that matter most. We also offer our TRUE Cares Paid Family Leave program, annual bonus opportunities, company-paid life insurance, short-term and long-term disability coverage, tuition reimbursement, gym membership reimbursement, ongoing professional development opportunities, and resources designed to support your financial, physical, and emotional well-being.

Ready to Lead the Future of Work with Us? Apply now and help us write a people-first story that stretches beyond imagination.

Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees.