What are the responsibilities and job description for the Mortgage Loan Officer position at Top Flite Home Loans?
Company Description Top Flite Home Loans is a nationally recognized mortgage lender known for integrity, ethics, and a strong commitment to both team members and clients. Founded in 2002 from a small home office in Michigan, the company has grown to more than 60 retail locations, with approximately 340 employees across 34 states. Led daily by its founding leadership, Top Flite maintains high compliance standards and has demonstrated resilience through challenging economic cycles in the mortgage and real estate markets. The company provides robust tools, technology, marketing support, and lender relationships to help mortgage professionals succeed. Top Flite Financial, Inc. dba Top Flite Home Loans is an Equal Housing Opportunity Lender (NMLS #4181), offering a stable, growth-oriented environment for mortgage professionals.
Role Description The Mortgage Loan Officer is a full-time, hybrid role based in Salt Lake City, UT, with flexibility for partial work-from-home arrangements. Day-to-day responsibilities include originating residential mortgage loans, consulting with clients to understand their financial goals, and recommending appropriate loan products. The role involves guiding applicants through the pre-qualification and application process, collecting and reviewing documentation, and coordinating with underwriting, processing, and closing teams to ensure timely approvals. The Mortgage Loan Officer will manage a pipeline of loans, maintain strong relationships with real estate partners and referral sources, and provide clear, accurate communication to clients throughout the loan process. The position also requires staying current on mortgage guidelines, products, and regulations, and adhering to company compliance standards and Equal Housing Opportunity requirements.
Qualifications
- Experience working as a Loan Officer, with a strong track record in residential mortgage origination.
- Knowledge of the Mortgage Industry and Mortgage Lending practices, including current products and regulations.
- Familiarity with Underwriting processes and documentation requirements, and ability to collaborate effectively with underwriting teams.
- Demonstrated Customer Service skills, with the ability to communicate complex information in a clear, empathetic, and professional manner.
- State and federal mortgage licensing as required (NMLS registration in good standing).
- Ability to manage multiple files and deadlines, with strong organizational and time-management skills.
- Comfort with mortgage technology platforms, CRM systems, and basic office software.
- Proven ability to build and maintain referral relationships with real estate professionals and other partners.
- Ethical, detail-oriented approach and commitment to compliance and Equal Housing Opportunity guidelines.
- High school diploma required; associate or bachelor’s degree in business, finance, or a related field is beneficial.